Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

A medium sized car rented from 10am 5th August- 10am 12th August from Florence Airport
Avis Europcar Budget insurance4carhire
£20.94 per day £13.60 per day £32.69 per day £3.99 per day

What's covered? (Features and benefits)

  • Excess on damage up to £6,500
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance
  • Flat battery cover up to £1,000 per year
  • Late pick up charges due to an unscheduled flight delay

What's not covered? (Exclusions and restrictions)

  • Accidental damage to the interior or contents of the vehicle caused by general wear and tear or carriage of animals
  • Vehicles of greater value than £120,000
  • Car hire in or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe
  • Policyholders who are not residents of the UK, The Netherlands, France, Spain, Italy or Germany.
  • Hire of commercial vehicles, trucks or vans. To insure van hire visit insuremyvanhire.com
  • Hire of motorhomes, RVs, camper vans, motorcycles, mopeds, motorbikes, passenger vehicles with more than 9 seats or vehicles for which the main use is intended to be off road

582 Product Reviews

DateProductScoreCustomer Comment

Europe Family & Partners 60

++

Excellent and proficient in sorting out any issues when I have spoken to staff directly this year and in previous years.

Europe 60

+

All good though I wish you had authority over car hire companies who try to push extra insurance

Excess Worldwide 60

++

Easy to buy and much cheaper than cover linked to car hire. Unfortunately had to claim on our first trip with this insurance but all went smoothly.

Europe Family & Partners 60

+

,,,,,,

Europe 60

++

I had to make a claim. It as quick and painless and I received a full refund within six weeks of submitting the paper work. Excellent service!

Europe 60

++

Amazing service. I happened to use it once and I got the fill CDW of 800 euro back from insurance4carhire. Will definitely recommend it everyone.

Europe 60

++

Very happy with the insurance. We had a minor issue with our rental vehicle and had to make a claim. It took a month to get the decision, but it was positive; The claim was accepted. Will definately use this Company again and recommend it to friends.

Europe 60

++

Excellent service

CDW/SLI Worldwide 60 Day

++

It was useful to avoid paying the expensive insurance offered by the rental company in the US.

Europe Family & Partners 60

++Latest:-

Simple to renew online.


On 04-Dec-2016 the customer changed their rating and added:
Simple claim for burst tyre took many weeks and several phone calls before payout!

See this exchange on Feefo

Europe 60

++

Had a little accident with the car and the carhire insurance did cover all the costs as expected. It took something like a month to see the money on my account but I am sure we did all to make the process as fast as possible.

Europe 60

++

Hi Clicked excellent - Good came up as well?
Bought the insurance as hire companies charge exorbitant cost for poorer coverage - have used the company before for a USA / CANADA trip - not had to make any claim - but excellent so far,
Regads,
Sean

Europe 60

++Latest:++

We are awaiting a favourable reply on our small claim . All requested information has gone to you .


On 01-Oct-2016 the customer changed their rating and added:
Excellent value and service .Thanks for paying up . Will recommend this company .

See this exchange on Feefo

Europe 60

++

Simple process to order the insurance online. Used it a few months later after causing some minor wheel damage to a hire car. Online claim submission was straightforward and the claim was accepted and settled in less than two weeks.

Europe 60

++

All first class, thank you very mutch, I hope to use in uk as well soon

Worldwide Family & Partners 60

+

So far so good ;)

Europe 60

++

I have used Insurance4carhire for many years and always found it easy to renew my insurance with them. I think that the premium is very reasonable as I go abroad twice a year and know that when I hire a car I am covered for things that I would not get from the car hire company. I will continue to renew as long as the premiums are about the same price to give me piece of mind when on holiday.

Europe 60

+

Hi there

would be good to receive more straight information how to make a claim, just in case.

Best regards

Ivan

Europe 60

+

ok

Europe 60

++

most efficient and cordial.

View all reviews >>

Useful Insurance And Driving Guides.

Daily vs Annual Car Hire Excess Insurance

Find out the difference between daily and annual car hire excess insurance in our useful guide.

A Guide To Car Hire Documentation

Find out more about car hire documentation and what to watch out for when hiring a car - whether you're in the UK or abroad.

Car Hire Renters Guide

A straight forward guide on renting a car from a car hire company and what to look out for and things to be aware of.