Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

2245 Product Reviews

DateProductScoreCustomer Comment

Excess Worldwide 60

++

Wonderful. This website is about as clear as you can get. You know exactly what you are buying and how much it will cost.

Europe Family & Partners 60

+

this is the fifth or sixth year I have used this company and as usual it was quick and easy. I can't believe that I am saying this, but this year the renewal emails were not as frequent and annoying as they were and I missed the date!

Europe 60

++

No problem, all went through in seconds.

Excess Worldwide 60

++

simple and excellent value

Excess Worldwide 60

++

Not had to use it yet but purchase was easy

Excess Worldwide 60

++

I needed to make a claim about 4 years ago and it was very easy and straigh forward. This insurance avoids the ripoffs at the counter.

Europe 60

+

No further comment

Excess Worldwide 60

++

I received a prompt reply to my phone call and the representative gave me clear details of what I needed which I then proceeded to purchase.

Europe 60

++

Excellent service, I had unfortunately to make a claim and the service I received was absolutely marvellous.Thank you very much.

Excess Worldwide 60

+

Only taken out insurance on line with no problems. Have never had to make a claim so can not comment further.

Excess Worldwide 60

++

good service no hassle

Excess Worldwide 60

++

Easy to use and very satisfactory.

Europe 60

+

Not having made a claim it is not really fair to ask for a rating!

Excess Worldwide 60

++

Fine, it was dealt with immediately and efficiently, and when I showed it to HERZ at melbourne, they accepted it without a flinch

BB

Europe 60

++

The process was simple and I've recommended them to others.

Europe 60

++

Very pleased with the service we have had from insurance 4 hire.

Europe 60

+

No experience of needing to make a claim.

All car hire agencies insist that any claims incurred must be fully settled directly with them and that it would subsequently up to me to get recompensed from insurance 4 carrier.com. Is this correct


On 13-Mar-2015 the supplier responded:


Yes, that's correct. insurance4carhire policies are designed to reimburse for excess paid, under the terms and conditions of the policy.

If we can help any further, please call the team on 01242 538 475.

Thanks,

Lauren @ insurance4carhire.com

Europe Family & Partners 60

++

I would like to know if Switzerland is included and if one is resident in Switzerland if I am covered. It is not very clear in the policy. I would like to see in the website in a map kind of where and when I am covered and with which limits. Thanks! Victor


On 13-Mar-2015 the supplier responded:


thanks for your comment.

I'll ask one of the team to get in contact with you today.

Thanks,

Lauren @ insurance4carhire.com

Europe 60

++

It is a comfort to know that the additional cover exists when hiring a car abroad.

Excess Worldwide 60

++

So straightforward & makes an awful lot of sense!!

View all reviews >>

Useful Insurance And Driving Guides.

Daily vs Annual Car Hire Excess Insurance

Find out the difference between daily and annual car hire excess insurance in our useful guide.

A Guide To Car Hire Documentation

Find out more about car hire documentation and what to watch out for when hiring a car - whether you're in the UK or abroad.

Car Hire Renters Guide

A straight forward guide on renting a car from a car hire company and what to look out for and things to be aware of.