Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage up to £6,500
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • Damage to the interior or contents of the car
  • Vehicles of greater value than £75,000
  • Car hire in or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe
  • Hire of commercial vehicles, trucks or vans. To insure van hire visit insuremyvanhire.com
  • Hire of motorhomes, RVs, camper vans, motorcycles, mopeds, motorbikes, passenger vehicles with more than 9 seats or vehicles for which the main use is intended to be off road

2179 Product Reviews

DateProductScoreCustomer Comment

Europe 60

++

Excellent thanks

Excess Worldwide 60

+

Good service

Europe 60

+

Good value and peace of mind for hiring my holiday car at Barcelona.

Europe 60

++

Saved me getting pressured to take a charge of 9 euros a day for 3 weeks or having to pay 910 euro to cover any damage. These rental car companies are a rip on extra charges.

Europe 60

++

Speedy, efficient and great value. Wish I'd known about you earlier

Excess Worldwide 60

++

Quick, no problem renewal.

Europe 60

+

Booking process efficient, never had to make a claim to date.

Europe 60

++

The website was very easy to use and I had our insurance booked very quickly. Thankfully we did not need to use it, but always good to have back up when abroad.

Europe 60

++

simple renewal

Europe 60

+

Easy to follow website and good product at good price - thankfully havent had to use it yet !!

Excess Worldwide 60

++

Always good both in renewals and in claims

Excess Worldwide 60

++

Good value cover for extra peace of mind

Europe 60

++

Trouble free telephone call and useful advice

CDW/SLI Worldwide 60 Day

+

I found the procedure straight forward

Europe 60

++

Excellent value compared with the charges imposed at the car hire desks.

Europe 60

++

Second year we have used insurance 4 car hire and is good value as we visit relatives in Europe frequently and always hire cars.

Excess Worldwide 60

++

Although I have not had to make use of your sevices. The scheme seems comprehensive and now has the HELP call back service. My only suggrsion is to include your company name in any texts sent as I had to contact your customer service depatrment to confirm the text was genuine. Their responde was though very prompt, polite and easy to follow.

The "proof of the pudding" though"will be if I an unfortunate enough to have to use your services.

Europe 60

+

It is a much cheaper alternative than the policies offered by the car hire companies

Europe 60

++

Very good experience. Easy, Quick and exactly the cover I needed for a good price.

Europe 60

++

Easy to renew the yearly policy.
I made a claim last year, and it was promptly dealt with.

View all reviews >>

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