Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

2345 Product Reviews

DateProductScoreCustomer Comment

Europe 60

++

Good and quick response plus easy to understand. Would recommend your service

Excess Worldwide 60

+

Easy to use website, good prices. Test will be if a claim is made and the service provided dealing with it.

Europe 60

+

No particular comment. Service was as expected.

Europe 60

+

never had to claim so can't make a comment

Europe 60

++

Fast and convenient service.

USA & Canada CDW/SLI 60

+

Its the second time I've used this company and its the second time I've looked long and hard for car hire insurance, its one of those necessary evils you have to pay in life in case anything goes wrong and its the second time that this policy was by far the best on all levels.

Europe 60

-

Despite paying the insurance I still had to pay an excess at Palma airport otherwise they would not have let me drive away the car.
Not impressed & will not use again

Europe 60

+

Have just returned from Sicily, and managed to get the hire car back to the airport without any mishaps. It was reassuring to know that I had the excess cover should anything have happened. As we plan to go again early next year, the policy will still be valid, and we might even manage another trip beofore it expires. Thank you.

Europe 60

++

Very easy to renew policy. Claim handled efficiently and promptly.

Europe 60

++

Easy to understand - we've been customers for very many years. Also saves you a fortune rather than buying rip off insurance when hiring cars abroad.

Excess Worldwide 60

++

Nothing has gone wrong so far. However I have not made a claim to experience how things would work......

Europe 60

++

Peace of mind in the car rental jungle at a reasonable cost.

Insuremycarhire Worldwide

+

No comment as done over the internet

Europe 60

+

This is the second time I have used this service, didn't know that I could have made the first booking an annual one!! so will now have 2 insurance policies running with you on my next overseas car hire!!!!

Excess Worldwide 60

+

We will only know more if and when we have to make a claim-hopefully never.

Excess Worldwide 60

++

Haven't had to use them yet, but setting up policy was easy.

Europe 60

++

Good service - -thanks

Europe 60

++

I made a claim following an accident in Sicily in September. The full refund for what I had paid the car hire firm for damage sustained was in my account within 4 working days of sending off the necessary documentation. I couldn't have hoped for better! My only adverse comment would be that the form I had to fill in needs a bit of revision and improvement.

Excess Worldwide 60

++

Have used your Europe insurance cover for a number of years, which has given peace of mind when collecting a rental car although I am no longer put under pressure by the rental company to pay for extras on collection. Have taken out worldwide this time as will be in Australia and New Zealand much of the coming winter when we shall be using rental cars on numerous occasions so although have never had cause to claim we feel relaxed having the cover for the excess etc.

CDW/SLI Worldwide 60 Day

-

It is easy to buy an insurance policy. I can't really rate this company or policy unless I have to claim on it! I did buy it to ease my mind but I was hoping I didn't have to make a claim and fortunately I did not have to. What you need on your sight is feedback from those who have had to make a claim. It was the only company I found that made the problems of hiring a car in the USA reasonably clear and made it much cheaper than it would have cost me if I'd have turned up at the car rental and then had to take out several policy covers on daily rates to provide the same thing.


On 22-Oct-2014 the supplier responded:
thanks for your feedback.

We’re sorry to hear you’ve marked our feedback as negative, however we’re pleased you’re happy with the service we have provided so far. Please do not hesitate to contact us if you’d like any further assistance.

Lauren @ insurance4carhire.com

View all reviews >>

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