Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies start at £3.99 per day. They provide great cover to reimburse you for a range charges which may be levied by your rental comapny in the event of damage or theft of the vehicle. To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

1379 Product Reviews

DateProductScoreCustomer Comment

Europe 60

+

Good policy cover, exactly what I needed

Europe 60

++

The person I spoke to was very efficient and answered all my questons clearly.


Frank Smith

Europe 60

++

No problems at all renewing.

Excess Worldwide 60

+

Knoledgable contact point that knew the products well and was able to deal with my change of product request at renewal time.

Europe 60

+

No opinion yet.

Europe 60

++

Answered all our questions succinctly and knowledgeably. Great service and gave us peace of mind when on holiday. Thank you.

Europe 60

++

In general the insurance is great. Fortunately there was no need to use it :-)

Europe 60

++

Really appreciated the good service a few years back when I had to use this cover, so very happy to keep insuring through you.

Europe 60

++

Fast and efficient

Europe 60

++

Very good service

Europe 60

++

Very efficient and helpful

Europe 60

++

Very helpful and efficient service!
Thank you

Europe 60

++

Easy use.

Europe 60

++

Insurance4carehire.com provides me with real peace of mind as I hire a car on several occasions each year. There is a considerable saving compared with the hire company premium for similar cover. Great product.

Europe 60

++

Easy to use web site. Everything completed almost instantly with e-mail back-up.

Europe 60

++

Very good price.

Lifestyle Excess Reimbursement: Silver

++

Service prompt and the one claim I had to make some time ago was
paid with no fuss.

Europe 60

++

very good

Europe 60

+

Easy renewal.

Europe Family & Partners 60

++

ok

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