Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

2251 Product Reviews

DateProductScoreCustomer Comment

Europe 60

++

Thankfully have yet to use the policy but cover is comprehensive and sensibly priced.Very easy to renew policy via their website.

Excess Worldwide 60

++

I researched the addition cost added to car hire as much as I could before visiting New Zealand and decided to buy a year long policy to cover excess charges. As it turned out I hired 3 cars from Ace Care Hire and had no problems using my policy at the desk or the hire firm. All in a good idea to consider for an trip

Excess Worldwide 60

+

Efficient and prompt renewal. Remains good value.

Europe 60

++

Peace of mind and a backbone when the poor sods in the local rental pickup desperately try to sell you their overpriced extras under pain of losing their commission!

Europe 60

+

no problems

Europe 60

++

Easy to buy and a good price.

Excess Worldwide 60

++

Very hassle free upgrade from European cover to Wordwide cover.

Daily Policy

++

I did not need to invoke this insurance but I will in future always purchase such cover whenever I hire a car for peace of mind.

Europe 60

++

First class website - easy to navigate

Europe 60

++Latest:+

The information on the website is clear. They write uneasy to understand Englisy.
What you have to pay and what you receive for that payment is clear.
This is what a I expect but rarely get


On 16-Apr-2015 the customer changed their rating and added:
I get what I expect which is not normal unfortunately

See this exchange on Feefo

Worldwide Family & Partners 60

+

fine

Europe 60

+

Unable to comment as no claim made yet.

Europe 60

++

Simple to set up.

Europe 60

+

Can't rate it as I can only say I received the insurance paperwork in good time, it looks fine and I have not needed to ask for your assistance. I actually hope I never need to use it!

Europe 60

++

service superb.

Excess Worldwide 60

++

i was very happy with the product and the easy way i was able to purchase the product. I had full confidence to hire the car without taking the hire company's own waiver

Europe 60

++

Allways had good service , never had to claim touch wood!

Europe 60

++

Staff always helpful

Excess Worldwide 60

+

Easy to renew cover for peace of mind.

Europe 60

++

It was easy to obtain the insurance. I have not had to make a claim and cannot comment on that aspect. So far so good.

View all reviews >>

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