Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

2363 Product Reviews

DateProductScoreCustomer Comment

Excess Worldwide 60

++

easy to book on line. saved the hassle of car rental people trying to sell extras as I just told them I had arranged my own excess insurance. good value as policy lasts 12 months.

Europe 60

+

Had a recent claim and dealt with with no fuss,payment made inside 2 weeks.

Excess Worldwide 60

++

Just don't send a second reminder if I have renewed in response to the early first reminder!

Excess Worldwide 60

++

I called to renew a landlord insurance, not having made a claim the year before. The operator gave me a competitive quote (slightly higher than the year before) and I accepted.
Everything was sorted within 10 minutes. The efficiency and smooth processing was much appreciated!

Best regards,
Rita

Europe 60

++

We used your insurance when we recently travelled to Spain and hired a car when we got there. We found it completely satisfactory, and luckily had no cause to make any claim. Thank you.

Europe 60

+

Nobody contacted me when last year's cover expired despite me prompting.

When I actually went back onto your site, the new policy was delivered promptly and from the correct date, so great.

Despite having the insurance, one car hire company still tried to surcharge me long after the car had been returned - but I guess you can't do anything about that!

Europe 60

++

covers much more than car hire version

CDW/SLI Worldwide 60 Day

+

Upgrading from previous policy took two minutes on the phone - haven't needed it, but rental firms were happy (ish) to see it.

Europe 60

++

No issues, have not yet claimed anything.

Europe 60

+

Cover offered suited my requirements but fortunately have not had to make a claim so cannot vouch for the quality of the claims process or loss recovery.

Europe 60

++

easy to sign up for and good value but have not yet needed to make a claim

Europe 60

++

So far so good with this policy

Europe 60

+

My first choice for hire car insurance as it is good value and easy to book. Also when I had to cancel last year because of bad health, my money was promptly and cheerfully refunded.

Europe 60

++

Easy to navigate on line, changes that needed to be done was simple. Pleased with this service.

Excess Worldwide 60

++

Great value for money. Easy to sign up to

Europe 60

++

Massive saving as Hertz wanted a daily charge of 11 euros. More than paid for itself after 5 days.

Europe 60

-

I was told by Europcar that your insurance did not cover anything and I was pressurised in to taking a highly expensive insurance with them. I find the whole business extremely annoying and will think twice about hiring cars in Portugal again.


On 27-Oct-2014 the supplier responded:
I would like to assure you that your insurance4carhire policy is valid across all car rental companies, as we are insuring you for the amount you are liable for in the event of damage/loss to the vehicle, and not the vehicle itself. All excess waiver policies, whether sold by insurance4carhire.com or by the rental company, are optional therefore it is the customer’s choice whether to purchase or decline the insurance. I’d also like to advise that there is no legal obligation for you to purchase any excess insurance, whether that be with the rental company or not.

Please take a look at the following link which outlines another of our customers’ stories, which is similar to yours. http://www.insurance4carhire.com/guides/insurance/insurance4carhire-case-study-gareth-joyner
There is also a link to an article which was published by the Daily Mirror which highlights some sales tactics, I hope this article will help you in preventing this issue from arising again in the future.

Should you have any further questions please don’t hesitate to contact us on 0844 892 1770

Lauren @ insurance4carhire.com

Europe 60

+

The site was easy to navigate. It allowed me to start at a date in the future.

Europe 60

++

Good and quick response plus easy to understand. Would recommend your service

Excess Worldwide 60

+

Easy to use website, good prices. Test will be if a claim is made and the service provided dealing with it.

View all reviews >>

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