Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage up to £6,500
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • Damage to the interior or contents of the car
  • Vehicles of greater value than £75,000
  • Car hire in or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe
  • Hire of commercial vehicles, trucks or vans. To insure van hire visit insuremyvanhire.com
  • Hire of motorhomes, RVs, camper vans, motorcycles, mopeds, motorbikes, passenger vehicles with more than 9 seats or vehicles for which the main use is intended to be off road

1360 Product Reviews

DateProductScoreCustomer Comment

Europe 60

++

good insurance service

Europe 60

++

Thank you. Communication, if rather fast was comprehensive and pleasant

Europe 60

++

Very efficient.

Excess Worldwide 60

+

EASY TO OBTAIN COVER. Not sure how long it takes to settle if there is a claim.

Europe 60

++

GREAT SAVING ON RENTAL COMPANY INSURANCE

Europe Family & Partners 60

++

My query was handled excellently and the process was carried out professionally and efficiently AND as discussed. Thank you.

Europe 60

++

Very to renew policy.

Europe Family & Partners 60

++

Very good service which has saved us a lot of money; I had to make a claim earlier this year (for the first time in several years) & it was sorted out promptly & without fuss. I would recommend the company highly.

Europe 60

++

Well, as everyone says, the proof is in the pudding, in the the case of insurance, the proof is in the claims.
Of course the service is quick and easy taking your money to provide the insurance, the important part, is how easy they are to deal with when we make a claim.

As we hire cars almost monthly, we tried the basic policy and after being charged for a 'split' tyre by Enterprise (hard to prove it was there before or not - I would never have spotted) we claimed against the policy for the excess costs of approx £140.
Apart from asking for every piece of information, invoices, rental agreements, bank statements, urine sample etc (i'm joking about the sample) they readily paid up in a reasonable time (no deduction for an 'Admin fee' like some insurance companies) and money was in our account so the £40 poicy paid for itself 3 times over.

Happy and will renew again this year.

SW

Europe 60

-

The emergency number for assistance did not work when required. It turned out that the subcontractor had gone out of business and there was no where to seek help. I subsequently complained and this answer then was provided subsequently with a new emergency number.

As I said then my issue was minor anyone with serious issue would have been distressed and in trouble. Poor management created problem which should have been covered. That's my experience.

Europe 60

+

Obtaining the cover was nice and easy but the test will be if I have to make a claim when we will see how good a good service you provide. Thank you.

Europe 60

++

Excellent thanks

Excess Worldwide 60

+

Good service

Europe 60

+

Good value and peace of mind for hiring my holiday car at Barcelona.

Europe 60

++

Saved me getting pressured to take a charge of 9 euros a day for 3 weeks or having to pay 910 euro to cover any damage. These rental car companies are a rip on extra charges.

Europe 60

++

Speedy, efficient and great value. Wish I'd known about you earlier

Excess Worldwide 60

++

Quick, no problem renewal.

Europe 60

+

Booking process efficient, never had to make a claim to date.

Europe 60

++

The website was very easy to use and I had our insurance booked very quickly. Thankfully we did not need to use it, but always good to have back up when abroad.

Europe 60

++

simple renewal

View all reviews >>

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