Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

1423 Product Reviews

DateProductScoreCustomer Comment

Excess Worldwide 60

++

No complaints!!

Excess Worldwide 60

++

N/A

Excess Worldwide 60

++

was quick to respond to my email and sent the money quickly. thanks

Europe 60

+

no claim yet so i cant really comment on the handling

CDW/SLI Worldwide 60 Day

+

subscription simple and effective. Fortunately I hadn't to use it so I can't juge the quality of the insurrance service.

Europe Family & Partners 60

++

good price and happy with service

Excess Worldwide 60

+

I could have put excellent but in 4 or 5 years of having a policy I have never had to make a claim so do not know what the company is like when it really matters.

Europe 60

++

Great product..!!

Europe 60

++

I hope I never have to use this insurance but it is re-assuring to know it's there.

CDW/SLI Worldwide 60 Day

++

Good new product which fills an important liability gap when hiring a car in the US. A higher PL limit of liability would be useful.

Excess Worldwide 60

++

Very good.

Europe 60

+

I have to make a small claim for a flat tyre to a hire car so hopefully that will go well too

Excess Worldwide 60

++

Buying process was very easy. I haven't yet had to make a claim but hope that if I do, that will be easy as well!

Europe 60

+

Easy site to navigate. Clear and concise. I would suggest to others that this product is worthy of a look if they wish to hire a car in Europe and they need Excess Insurance protection.

Europe 60

+

Everything seems to be fine ... but I still hope I don't have to make a claim!

Europe 60

++

never had any problems at all.

Europe 60

++

Great Service, Fast and helpful Customer Service when I needed advise.

Europe 60

++

Clear and quick service , any questions answered promptly, good value for money

Europe 60

++

No problem in arranging cover

Excess Worldwide 60

+

went quick and smooth

View all reviews >>

Useful Insurance And Driving Guides.

Daily vs Annual Car Hire Excess Insurance

Find out the difference between daily and annual car hire excess insurance in our useful guide.

A Guide To Car Hire Documentation

Find out more about car hire documentation and what to watch out for when hiring a car - whether you're in the UK or abroad.

Car Hire Renters Guide

A straight forward guide on renting a car from a car hire company and what to look out for and things to be aware of.