Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies start at £3.99 per day. They provide great cover to reimburse you for a range charges which may be levied by your rental comapny in the event of damage or theft of the vehicle. To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

1395 Product Reviews

DateProductScoreCustomer Comment

Europe 60

+

Easy to book. Fortunately didn't have to use!

Europe 60

++

Easy to use and good value!

Europe 60

--

This insurance is another scam to catch out the unwary car renter.
It is of no use to me: I was told by Goldcar in Spain that this insurance would not suffice should I write off the rental car in an accident. What I need is a comprehensive insurance like the one I have on my own car which covers damage caused to th car I am driving as a result of a. Accident caused by me?


On 28-Jul-2014 the supplier responded:
Good morning,

Thank you for taking the time to provide us with your feedback. We have tried to contact you this morning regarding this.

Here at insurance4carhire we protect your excess. Your I4CH policy protects the driver of the rental vehicle from excess charges imposed by the rental company for damage and theft, it does not cover the rental vehicle itself. In the event of a loss the hire company will charge you an excess and this is what we are protecting you against and providing the claim falls in line with the terms and conditions of the policy, we would reimburse your excess. Excess cover is voluntary in most cases, you are not obliged to insure against loss of excess. Should you require any further assistance, please do not hesitate to contact us on 0844 892 1770.

insurance4carhire.com

Europe 60

+

We have insured twice but fortunately never needed to make a claim.

Europe 60

++

Have used this insurance two or three times already but have just had to make my first claim. Everything handled very easily, paperwork self-explanatory and reimbursement arrived quickly and without fuss. Very pleased.

Excess Worldwide 60

+

very good service, although differences between world and US/Canada services could be clearer.

Europe 60

+

Thankfully didn't need the insurance. Cheaper than through hire company, though the whole concept of car hire insurance is just another money making scheme.

Europe 60

+

Claim settled quickly - thank you

Europe 60

++

excellent

Europe 60

+

As with many insurance policiies i have not exercised the product. However how about 1)issuing a news letter, that will provide information for your clients to /reduce avoid risk. of damage /breakdown
2) Encourage hire companies to include a simple explanation about how to operate the vehicle, open the bonnet, what type of engine oil to use. They always remove the hand books. How to use the jack to change a wheel
3) As a number of hire cars have been supplied without a spare wheel information about how to use the tyre repair kit.
If taking the car into europe the importance of the required safety kits and alcohol test kit.and importantly headlamp convertors

Excess Worldwide 60

+

Seems very straightforward and well presented website/information.

Europe 60

+

The documentation can be made more print friendly to take on trips

Excess Worldwide 60

+

Fortunately to date I have not needed to claim on my insurance

USA & Canada CDW/SLI 60

++

Very straightforward and easy to understand

Europe 60

+

Easy to order

Europe 60

++

The website addressed al my queries and was easy to follow.

Europe 60

+

Good policy cover, exactly what I needed

Europe 60

++

The person I spoke to was very efficient and answered all my questons clearly.


Frank Smith

Europe 60

++

No problems at all renewing.

Excess Worldwide 60

+

Knoledgable contact point that knew the products well and was able to deal with my change of product request at renewal time.

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