Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

1416 Product Reviews

DateProductScoreCustomer Comment

Europe 60

++

very easy to do and gave peace of mind while by having car excess covered. Cheaper than doing it with the rental company when abroad.

Europe 60

++

Excellent information, much cheaper than the rental Companies, never been used because of no damage over years.

Europe 60

+

Gives peace of mind.

Europe 60

+

No problems getting the cover and great price too. We would use insurance4carhire again in the future.

Excess Worldwide 60

+

I used it during car hire in the USA. It covers very little against all the additional extra insurances you are advised to take (the excess was only 200 dollars, the extra insurance was approximately as much again as the original car hire quote!) but every little bit helps I suppose.

Europe 60

++

Very easy to arrange the policy

Europe 60

+

a sensible price for Reassurance!!

Europe 60

++

I did not need to make a claim but it was easy to set up the insurance and the documentation received was very clear. It allowed for peace of mind and no temptation to accept the hire car company's excess insurance!

Europe 60

++

Transaction handled speedily. No problems

Europe Family & Partners 60

+

Haven't had to use it yet but good to feel secure

Europe 60

++

Brilliant is all I can really say, it takes the stress and worry out of hiring a vehicle.

Europe 60

++

Haven't had to use the service yet but all the information is helpful and comes via mobile so have it always to hand. Gives peace of mind and our car hire companies in Alicante don't have a problem with our using this service.

Europe 60

+

The insurance policy has been of great benefit to us and hopefully we wont need to utilise the insurance policy.

Europe 60

++

Always reminds me when renewal is due, gives good advice, good value and easy to renew.

Europe 60

+

A bit pricey but as through AA worth the extra

Europe 60

++

I always buy my Insurance for my Car Hire each year online and never have any problems.I think that it is great that it is available as some Car hire companies try to 'Rip you Off' when you are picking up the car at your holiday destination.

Europe 60

+

I don't have any specific comments to you. It was easy to find and easy to order.

Europe 60

++

Decent insurance. Easily accessible info. Swift and secure. The car rental companies have a lot to learn from you.

Europe 60

-

Goldcar car hire firm at Pisa Airport refused to accept your insurance document and forced us to take their own excess insurance, costing the equivalent of £150 for 5 days. We had already paid Holiday Autos for the car hire, so we had to pay up. On our previous holiday, in Kefalonia, we had no problems and your insurance was accepted. Any advice on how we should proceed when your insurance is rejected by a car hire firm is welcome!
Regards, Tim Pearce


On 31-Jul-2014 the supplier responded:
Thank you for taking the time to provide us your feedback.

We were sorry to read about the recent issues you have recently experienced whilst travelling abroad. A colleague has answered your queries directly to your email, however please see the following link: http://www.insurance4carhire.com/guides/insurance/insurance4carhire-case-study-gareth-joyner which outlines a case study very similar to your incident.

There is also a link to an article which was published by the Daily Mirror which highlights some sales tactics, I hope this article will help you in preventing this issue from arising again in the future.

Should you have any further questions please don’t hesitate to contact us on 0844 892 1770

insurance4carhire.com

Europe 60

++

Service was prompt and excellent!!

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