Daily car hire excess insurance policies

Flexible car hire excess insurance that’s ideal for short trips or those who only need hire cars for small parts of their trip.

If you don’t travel as often as you’d like, we can offer car hire excess policies for a period of your choosing. However, if you plan to hire a car for more than 13 days within a year (10 days if only travelling in Europe), it’s may be better value to take out one of our annual policies.

Daily car hire excess insurance policies provide great cover to reimburse you for a range of charges which may be levied by your rental company (e.g. in the event of damage or theft of the vehicle). To get daily excess waiver from the car hire desk you may have to pay considerably more.

Plus, insurance4carhire works in 24 hour periods making us great value for overnight trips. If you were to pick up your vehicle at 4pm on Tuesday and dropped it off before 4pm on Wednesday, you’d only pay for one day where as some car hire companies would charge you for two.

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Lost or stolen baggage: up to £300 per claim
  • Buy up to 62 days' worth of cover at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days in advance

What's not covered? (Exclusions and restrictions)

  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats. To insure the excess on a hired commercial vehicle, please visit insuremyvanhire.com
  • Damage to the interior or contents of the car
  • Vehicles of greater value than £65,000
  • Car hire in Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe

2229 Product Reviews

DateProductScoreCustomer Comment

Daily Policy

++

I've been fortunate enough not to have to make a claim, but the online system to take out cover is very straightforward. I've used insurance4carhire.com 3 or 4 times now and wouldn't hesitate to use them again.

Europe 60

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Buying this insurance produce was really easy. However, as with all such products, the only real satisfaction rating should be obtained after a claim is dealt with. I haven't had to claim on this insurance and therefore my feedback only refers to the booking procedure.

Europe 60

++

ah

Europe 60

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The cover cost me less for a year than it would have done for a week if I had bought it in Portugal.

Europe 60

+

It's nice to have an insurance for a year. No problems by renting a car, no need to buy an extra insurance from the rent-a-car company!

Europe 60

++

Thankfully I have had no need to claim for a few years, but I have had to claim in the past and then everything proceeded very smoothly.

I often suggest to people that they should investigate the services of Insurance4carhire when I see people baulking at car hire companies' insurance costs when picking up cars ;-)

Europe 60

++

Great value, excellent service. So glad I took out a policy with them.

Europe Family & Partners 60

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Luckily we have never had to use the insurance after many years of hiring cars. It is however an excellent concept and we have recommended it to many people.

Hopefully we will never have to call on the insurance.

Europe 60

++

Very easy to get the Insurance, offered what I wanted at good price.

Daily Policy

++

Good service at competitive price. Have not had to claim so I can't comment on this aspect.

Europe 60

++Latest:++

I have not made a claim yet but I can now rent a car for much less cost than previously


On 19-Apr-2015 the customer changed their rating and added:
Good to have cheaper cat hire

See this exchange on Feefo

Europe 60

++

I have used them for several years now and been entirely satisfied

Europe Family & Partners 60

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Always easy to renew our amend policy, and the one claim i had was refunded within a week, and they recovered all their costs from the other driver with no hassle for me.

Excess Worldwide 60

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I haven't had the need to actually use the insurance so can't purport that they are a fantastic company when it comes to any claims, however the online ordering and purchase and detailed information was fine. thanks

Daily Policy

+

Thankfully did not require to use it, so cannot comment further. Very simple, quick and easy to buy policy, did so in airport awaiting my flight to spain.

Excess Worldwide 60

+

Easy to use

Europe 60

++

Very good service

Europe 60

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Couldnt find any complaint.You were very professional,When I phoned for some clarification the phone was picked up immediately & was provided with immediate clarification.

Europe 60

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Have insured with insurance for you for several years now and always find it easy to do. have also recommended to friends. Have not had to claim so could not comment on this.

Excess Worldwide 60

++

We paid what seemed to be an acceptable cost for the extra insurance & had to make a claim, which was dealt with quickly & smoothly. Impressive.

View all reviews >>

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