Insurance Guides

Check out our useful range of car hire insurance guides - whether you're taking to the road in North America or navigating the roads around Italy.

“Acts of God” – How Car Hire Excess Insurance Can Help

Thankfully, extreme weather is pretty rare across much of Europe. However, where ever you are in the world, there’s a small risk that mother nature will lose her temper and conjure up hailstones the size of golf balls, huge gales and a whole host of other perilous conditions. Naturally, you’ll always try to avoid driving in these conditions but damage to car windscreens and body work is sometimes unavoidable. So what would happen if something beyond your control happens to your hire car?

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Towergate Insurance is reminding customers not to get stung by excessive car rental excesses at home and abroad. Car hire insurance offered by the rental car company normally includes cover for Collision Damage Waiver (CDW) and Theft, so you are still liable to pay the first portion of the repair or replacement costs. This is also known as the excess or deductible. The excess amount on insurance for car hire ranges from between £500 and £1,600, so if your excess is £500 and someone drives into the back of you causing damage of £750, you will have to pay £500.

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The Americas – A Guide To CDW & SLI

If you’re reading this you’re probably planning on travelling to North or South America (that includes Canada by the way!). Whether you’re making your way through Route 66, taking in some spectacular sights at Niagara Falls or just kicking back in Cancun, if you’re hiring a car, there are some things you definitely need to know.

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Daily Versus Annual Car Hire Insurance offers you the flexibility to get your car hire excess covered for a length of time which suits you. So whether you hire a car regularly or just for a few days per year, we can provide a cover period to match.

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What is car hire excess insurance?

If you hire a car and it gets damaged or stolen the car hire excess insurance policy can cover you for excess charges imposed by the car rental company- via Collision Damage Waiver (CDW) and theft - via Loss Damage Waiver (LDW).

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