How it Works
  1. Select the policy that works for your carhire needs
  2. Pay the low annual premium
  3. Your policy provides excess insurance every time you rent a car - no need to pay high rates to the rental companies!

What our customers are saying
We would highly recommend this policy to anyone hiring abroad
C Rowan 
Times Top 100

Annual European Excess Insurance

  • Covers up to 7 additional drivers
  • Annual cover for only £49.00 (ages 21 - 74 only)
  • £2000 excess cover
  • Covers Excess on damage to the rental vehicle, theft and damage to windows and tyres.
Buy now
£49.00

 

What is Car Hire Excess Insurance?

Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Car Hire Excess.

Insurance4carhire covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres.

How our Excess Insurance Works

With car hire excess insurance, we insure the Policy Holder, not the rental vehicle. Car hire excess is a voluntary insurance. Decline the car rental company’s Excess cover at the counter when you collect the car.

If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your car hire excess insurance policy.

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