Worldwide Car Hire Excess Insurance

Where’s next on your travel list? Australia? New Zealand? India? Worldwide car hire excess protection is designed for our more intrepid travellers. Cover just yourself or choose our family and partners policy to insure a second lead driver. This will enable you to travel separately or rent two cars at the same time.

Worldwide Car Hire Excess Insurance Cover

  • Excess on damage and theft up to £6,500 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text “HELP”. Find out more.
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • UK car club rentals and courtesy cars
  • Up to 60 days per rental
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separatelyOur standard policy covers up to 7 additional drivers who are covered provided they are named on the rental agreement. If you think that the lead policy holder may not be present on all journeys, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.
  • Flat battery cover up to £1,000 per year
  • Late pick up charges due to an unscheduled flight delay

Worldwide Car Hire Excess Insurance Exclusions

  • Rentals for longer than 60 days
  • Vehicles more than 10 years old
  • Vehicles worth more than £120,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. To insure van hire visit
  • Accidental damage to the interior or contents of the vehicle or damage caused by general wear and tear or carriage of animals
  • Where expenses are assumed, waived or paid by the car rental company or agency or car club company or its insurer
  • Policyholders who are not residents of the UK,The Channel Islands, France, Spain, Italy, Sweden, The Netherlands, Republic of Ireland or Germany
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • *Excludes car hire in or through Cuba, Iran, North Korea, Region of Crimea, Sudan and Syria
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)
  • Policies purchased after the collection of your rental vehicle

Please view the policy document for full details on benefits and exclusions

Worldwide Car Hire Excess Insurance Policy Documents

Where’s next on your travel list? Australia? New Zealand? India? With our worldwide car rental excess insurance, you can get out and explore just about every corner of the globe*. Our worldwide annual car excess policy covers you for up to 60 days at a time allowing you to plan some amazing road trips across countries and really see the best of what they have to offer.

Is someone close to you hiring a car and going off on an adventure of their own? Our Worldwide Family and Partners policy allows one another person to hire a car separately but still be insured in the same policy. This policy is also a great money saver if you need to hire two cars while you're away.

Not only is it cheaper to insure with insurance4carhire compared with the excess waivers offered by car hire companies, we also offer cover for more scenarios. For example, our cover will reimburse you if damage is caused to the undercarriage of the car or if you put the wrong fuel in the tank. Car hire excess waivers do not normally cover these scenarios.

* There is no cover provided by the insurance policy for residents of or incidents occurring in Cuba, Iran, North Korea, Region of Crimea, Sudan and Syria

Car hire advice and guides

A Guide to Driving in Australia

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A Guide to Driving in Canada

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Car Culture Around the World

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How to Explore Germany by Car

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Winter Car Hire - Things to Be Aware Of Whilst Driving Abroad

Hiring a car during the winter months carries with it a certain amount of risk - check out this winter driving and car hire guide.