Buy car hire excess insurance

This is not a replacement for car hire insurance. It covers the excess on your car hire insurance in the event of a claim.

Van hire excess cover

To cover non-commercial van hires. Available to residents of and rentals in the UK, Isle of Man or the Channel Islands.

Where are you normally resident?

Where are you hiring a van?

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Why buy from us in advance?

Up to £6,500 damage and theft cover per policy
Up to £500 each per claim for misfuelling and car key cover
Buy your policy from 364 days in advance up to right before you collect your car
Cover up to seven additional drivers per rental - and there's no need to add them to your insurance4carhire policy

More Information

What is car hire excess insurance?

Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car is damaged or stolen.

You have two options when it comes to covering your excess:

Purchase it in advance, from a third-party provider like insurance4carhire.
Purchase it from your car rental company. This can often be more expensive and sometimes covers fewer things than our cover.

How does it work with insurance4carhire?

As an example, if your excess with the car rental company were £500 and you needed to make a claim, you would pay the rental company £500 and they would pay the remaining cost of the claim.

You'd then claim back the £500 you paid, through insurance4carhire's online claims process.

What do we offer?

Excess insurance for car and van rentals
Cover for rentals of up to 60 consecutive days
Cover for drivers aged 21 to 84 inclusive
Annual Worldwide, Joint Annual Worldwide, Annual Europe, Joint Annual Europe, Annual Worldwide Plus CDW & SLI, Single Trip Worldwide and Daily Van cover.
Cover for drivers resident in the UK, France, Ireland, Germany, the Netherlands, Sweden, Italy, Spain, the Isle of Man, the Channel Islands*

*Applies to car policies only - our van policy is only available to drivers resident and driving in the UK, the Isle of Man and the Channel Islands.

Coronavirus (Covid-19) – Update for insurance4carhire customers

While the scale and impact of the current coronavirus (Covid-19) outbreak remains unknown, insurance4carhire, part of The Ardonagh Group, has been working for some time to prepare for all potential outcomes for our business. We have a range of plans in place across The Ardonagh Group to serve the needs of our clients without interruption, while protecting the health and safety of our colleagues and other stakeholders.

Happy couple driving a four-wheel drive car in countryside

Where can I drive?

Annual Europe from £46.99

Start typing in the country you need cover in.

If it appears below, our Annual Europe policy covers rentals in this country:

Our worldwide single trip and annual car hire excess policies cover rentals anywhere in the world, except for in: Cuba, Iran, North Korea, the region of Crimea, Sudan and Syria.

Single Trip Worldwide from £12.79

Annual Worldwide from £59.99

Annual Worldwide Plus CDW & SLI from £124.99

Moving house? Our daily van hire excess insurance is available to cover non-commercial van rentals in the UK, the Channel Islands and the Isle of Man.

Note that we can only offer van hire excess cover to residents of the UK, the Channel Islands and the Isle of Man.

Daily Van Hire Excess from £10.99