What is car hire excess insurance?

Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car is damaged or stolen.

You have three options when it comes to car hire excess insurance: 

1. Purchase your car hire excess insurance in advance, from a third-party provider like insurance4carhire, and it will be accepted by car rental companies.
2. Purchase your car hire excess insurance from the car rental company. These costs vary widely and can be less comprehensive than the cover offered by insurance4carhire.
3. Don't purchase car hire excess insurance and forgo the chance to have your excess reimbursed if you need to make a claim.

So, for example, if you did purchase car hire excess insurance and your excess with the car rental company were £500, you would have to pay the rental company £500 and they would pay the remaining cost of the claim. With excess insurance from insurance4carhire, you would be able to claim back the £500 you'd paid.