Protect yourself with the UK’s most popular car hire excess insurance provider*

Buy car hire excess insurance

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Car hire excess insurance is not a replacement for car hire insurance. It is designed to reimburse you for the excess that you will be required to pay your car rental company in the event of a claim.

Van hire excess cover

Our van excess policy is only available to residents of and rentals in the UK, Isle of Man or the Channel Islands. Your van must be for non-commercial use, with an unladen weight not exceeding 3.5 tonnes.

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How does car hire excess insurance work?

  • 1.

    Choose a daily or annual car hire excess insurance policy

  • 2.

    Buy your policy from 364 days in advance up to right before you collect your car

  • 3.

    Decline the excess insurance offered to you at the car hire desk

More Information

Where can I drive?

Annual Europe  from £44.99

Start typing in the country you need cover in.

If it appears below, our Annual Europe policy covers rentals in this country:

Our worldwide single trip and annual car hire excess policies cover rentals anywhere in the world, except for in: Cuba, Iran, North Korea, the region of Crimea, Sudan and Syria.

Single Trip Worldwide  from £11.99
Annual Worldwide  from £59.99
Annual Worldwide Plus CDW & SLI   £119.99

Moving house? Our daily van hire excess insurance is available to cover non-commercial van rentals in the UK, the Channel Islands and the Isle of Man. 

Note that we can only offer van hire excess cover to residents of the UK, the Channel Islands and the Isle of Man.

Daily Van Hire Excess  from £10.99
Family happily driving in car

What is car hire excess insurance?

Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car is damaged or stolen.

You have three options when it comes to car hire excess insurance: 

  1. Purchase your car hire excess insurance in advance, from a third-party provider like insurance4carhire.
  2. Purchase your car hire excess insurance from the car rental company. These costs vary widely and can be less comprehensive than the cover offered by insurance4carhire.
  3. Don't purchase car hire excess insurance and forgo the chance to have your excess reimbursed if you need to make a claim.

For example, if you did purchase car hire excess insurance and your excess with the car rental company were £500, you would have to pay the rental company £500 and they would pay the remaining cost of the claim. With excess insurance from insurance4carhire, you would be able to claim back the £500 you'd paid.

What do we offer?

*Applies to car hire excess policies only - our daily van excess policy is only available to drivers resident in the UK, the Isle of Man and the Channel Islands, who are driving in these territories.

Happy couple driving a four-wheel drive car in countryside

* By online traffic share (2019)

Car Hire Insurance Tips & Guides

Adviser and customer exchanging a handshake at the car rental desk

What is Car Hire Excess Insurance?

Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car hire is damaged or stolen.

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Van hire excess insurance

A Guide to Van Hire Excess Insurance

If you’re looking to hire a van, you will need to make sure you are insured against damage or theft of the vehicle and any damage to a third party. Read our guide to ensure you get the right insurance for the vehicle you have hired.

View article
Car rental executive handing over car keys to customer

CDW & SLI Explained

In many countries, car rental insurance policies include CDW and SLI as standard. However, if you are renting in certain countries, such as those in North, South or Central America, you may need to purchase CDW and SLI separately.

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