Wave goodbye to expensive car hire excesses…**

If you’re hiring a car abroad this summer, take out our UK & Europe or Worldwide car hire excess cover and get 10% off before the kids go back to school. Should your hire car be damaged or stolen, we’ll reimburse the claims excess.

UK’s most popular car hire excess insurer - Based on online traffic share

*Summer Sale: 10% off Europe and Worldwide annual policies

Terms and Conditions

Offer available to customers purchasing either an Annual Europe or Annual Worldwide policy through insurance4carhire.com only and cannot be used with any other offers. Not available on any other insurance4carhire products (including Family and Partners) or over the phone. Offer ends midnight Sunday 2 September 2018 but can be withdrawn at any time. Original price for Annual Europe £42.99 and for Annual Worldwide £54.99.

**Price comparison of car rental company excess costs: Based on hiring a medium sized family car in Barcelona from 2/5/18 to 9/5/18 when policy purchased prior to travel. UK Sterling equivalent prices at 17/4/18: Dollar £155.81, Budget 151.52, Hertz £224, Sixt £78.61, Avis £132.18, Firefly £134.05 compared to purchasing an annual UK & Europe policy with insurance4carhire at £42.99.

If you’re hiring a car abroad this summer, take out our UK & Europe or Worldwide car hire excess cover and get 10% off before the kids go back to school. Should your hire car be damaged or stolen, we’ll reimburse the claims excess.

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What is Excess Insurance?

Car hire companies often charge an excess for damage caused to the car whilst you're behind the wheel even if it's not your fault. This can be upwards of £1000, meaning that if you're involved in an accident, you'll have to pay a contribution to cover the damage.

With an annual car hire insurance policy from insurance4carhire, you're able to reclaim the excess you’d have to pay in the unfortunate event of an accident or your car being stolen.

What’s more, with our policies, you could pay less and get more cover compared to buying the excess at the car hire desk. Our car rental insurance policies will reimburse you for charges as a result of damage to the undercarriage, misfueling, towing and so much more. Visit our FAQs page to find out more about our policies.  

How Does Excess Insurance Work?

  1. Choose the car rental insurance policy suitable for your destination and trip period
  2. Buy your policy up to 364 days in advance right up to before you go to collect the car
  3. Politely decline any excess insurance offered to you at the car hire desk. You must ensure that your car hire agreement includes collision damage waiver cover unless you are purchasing a Worldwide Plus policy from us and are hiring a vehicle in North or South America

Please note, insurance4carhire policies purchased after the collection of your rental vehicle will not be valid. 

Excess Insurance Claims

We operate independently from car hire companies. If an accident occurs, you will have to pay your car hire company excess, but claiming your money back from us is stress free. Here's how:

  1. Make sure you keep all receipts given to you by your car hire company
  2. Phone or email us to let us know you'd like to claim (or post your claim to us) within 31 days
  3. We aim to pay your money into your account within 15 days of receiving your claim