Car hire excess insurance

Annual and single trip cover for your car rentals in Europe & Worldwide

Van hire excess insurance

For non-commercial van rentals in the UK, Channel Islands & Isle of Man.

What is car hire excess insurance?

Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car is damaged or stolen.

You have two options when it comes to covering your excess: 

  1. Purchase it in advance, from a third-party provider like insurance4carhire.
  2. Purchase it from your car rental company. This can often be more expensive and sometimes covers fewer things than our cover.

How does it work with insurance4carhire?

As an example, if your excess with the car rental company were £500 and you needed to make a claim, you would pay the rental company £500 and they would pay the remaining cost of the claim.

You'd then claim back the £500 you paid, through insurance4carhire's online claims process.

What do we offer?

Coronavirus (Covid-19) – Update for insurance4carhire customers

While the scale and impact of the current coronavirus (Covid-19) outbreak remains unknown, insurance4carhire, part of The Ardonagh Group, has been working for some time to prepare for all potential outcomes for our business. We have a range of plans in place across The Ardonagh Group to serve the needs of our clients without interruption, while protecting the health and safety of our colleagues and other stakeholders.

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Where can I drive?

Europe policy

Annual Europe policy covers rentals in multiple European countries

Worldwide policies

Our worldwide single trip and annual car hire excess policies cover rentals anywhere in the world, except for in: Cuba, Iran, North Korea, the region of Crimea, Sudan and Syria.

Van policy

Moving house? Our daily van hire excess insurance is available to cover non-commercial van rentals in the UK, the Channel Islands and the Isle of Man. 

Car Hire Insurance Tips & Guides

What is Car Hire Excess Insurance?

Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car hire is damaged or stolen.

View article

A Guide to Van Hire Excess Insurance

If you’re looking to hire a van, you will need to make sure you are insured against damage or theft of the vehicle and any damage to a third party. Read our guide to ensure you get the right insurance for the vehicle you have hired.

View article

What is a Collision Damage Waiver?

In many countries, car rental insurance policies include CDW and SLI as standard. However, if you are renting in certain countries, such as those in North, South or Central America, you may need to purchase CDW and SLI separately.

View article
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FAQs

For more information, or to find the answers to frequently asked questions please consult the FAQs.

Help

Haven't been able to find the answer to your question using the FAQs page? Visit our contact us page.

Payment

We accept payment from Amex, Maestro, Mastercard and Visa cards.