Car hire insurance policies can look reasonable. However, when you read the small print and include some optional extras it can often significantly increase the cost of a week-long car hire.
Rosanna Fogel, one of our policyholders, suffered two car related incidents whilst on holiday with her family. Rosanna commented: “By having this policy in place it saved us the hassle of paying extortionate excess costs imposed by our rental company. If we didn’t have an insurance4carhire policy, our holiday would have been ruined. We continue to use insurance4carhire and have also got our grown up children to become annual policyholders.”
Here are our top tips to make sure you’re not caught out this summer:
Buy your car hire excess insurance before you travel. Car hire excess waiver policies from the rental desk can cost up to £15 per day, and might not cover damage to vulnerable areas such as the windscreen or undercarriage. So even if you pay for the cover and chip your windscreen, you’d still be liable to pay for the repair, often at over-inflated prices.
Don’t just go with the first car hire price you see. There are plenty of sites out there that will help you get a great deal on the basic cost of hiring your car. You never know, you may even get a better car for your cash.
Extras such as child booster seats and sat navs can really add to the cost of your car rental. For example, in the UK, car hire companies charge around £13.99 per day for a sat-nav. That’s almost £100 for a 7 day rental! Alternatively you can pick one up on the high street for £60 or less, and you’ll get a lot more use out of it. Similarly, child car seats can cost from £10 a day to add to your rental. Supermarkets tend to have good offers on car seats which can work out cheaper.
Special discounts might be offered to upgrade to a larger or ‘better’ car, especially in the United States. It may seem like a generous offer from the car rental company but it may be because the rental company don’t have your original car in stock. Politely decline the paid upgrade and you may well get a better car free of charge.
Always check the fuel policy of your car rental company. Once you know, you can plan your trip appropriately to avoid charges for returning the car without the correct amount of fuel. It also helps to know where the closest petrol station to the rental company is. If you’re returning empty, plan your journey ahead so you don’t pay for extra fuel that you’re not going to use.