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Cover options

Single Trip Car Hire Excess Insurance

from £11.99

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How many days do you need cover for?

You may find that an annual product is better value, see below

Sorry, we cannot cover rentals over 60 consecutive days

Single Trip Worldwide car hire excess cover is suitable for short car rental periods. If you’re hiring multiple cars this year, one of our annual policies may be better value for you!

Note that this policy does not include Collision Damage Waiver (CDW). CDW is usually included as standard with car rentals, but often isn't included for car hires in The Americas. If you do need CDW cover or SLI our Worldwide Plus CDW & SLI policy is for you. 

Annual Europe Car Hire Excess Insurance

from £44.99

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Our Annual Europe excess policy covers an unlimited number of car hires in Europe and a handful of other countries too - just make sure that they're for no longer than 60 consecutive days at a time! 

You'll be given the option to add a Joint policyholder (formerly our Family & Partners policy), to cover two lead drivers hiring cars separately, during the purchasing process at an extra cost.

Annual Worldwide Car Hire Excess Insurance

from £59.99

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Our Annual Worldwide policy provides excess cover for an unlimited number of car rentals around the world* - just make sure that they're for no longer than 60 consecutive days at a time!

You'll be given the option to add a Joint policyholder (formerly our Family & Partners policy), to cover two lead drivers hiring cars separately, during the purchasing process at an extra cost.

*Note that this excludes driving in: Cuba, Iran, North Korea, the region of Crimea, Sudan and Syria.

Worldwide Plus CDW & SLI - Car Hire Excess Insurance

£119.99

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This policy provides worldwide excess cover plus Collision Damage Waiver (CDW) and Supplemental Liability Insurance (SLI) for an unlimited number of car rentals around the world* - just make sure that they're for no longer than 60 consecutive days at a time!

*Note that this excludes driving in: Cuba, Iran, North Korea, the region of Crimea, Sudan and Syria.

Policy Summary

Single Trip Car Hire Excess Insurance

Duration
Single trip
Territory
Worldwide
Drivers
1 lead driver
(+7 additional named drivers)

Below is a summary of the key features and benefits of our car hire excess policy.

For full details, please see the policy wording.

  • The excess on damage and theft up to a maximum of £6,500 cover in total
  • Drivers aged between 21 and 85 inclusive
  • Cover for up to seven additional drivers (so long as they’re named in your rental agreement)
  • Rental periods of up to 60 consecutive days
  • Misfuelling and car key cover – each up to £500 per claim
  • Flat battery cover - up to £1,000 per rental
  • Late pick-up charges due to unscheduled flight delays
  • Cover for your courtesy car (the vehicle loaned to you while your rental car is being repaired, or if your own car is in the garage and you've been provided with a courtesy car).

Below are some of the key exclusions you need to be aware of.

Full details can be found in the policy wording.

  • Car rentals in which the insurance4carhire policy holder is not the lead driver on the rental agreement
  • Policies purchased after the collection of your rental vehicle
  • Cover for cars worth more than £120,000 or over 10 years old
  • Cover for off-road driving
  • Commercial vehicles, motorbikes, camper vans, mobile homes, vans or any vehicle with more than nine seats. For van hire excess insurance, visit our van hire excess insurance page
  • Collision Damage Waiver (CDW) or Supplemental Liability Insurance (SLI). Most rental policies include this, but some (notably in the US) do not. If you need CDW and SLI cover, visit our Annual Worldwide Plus CDW & SLI page
  • Cover for policyholders that are not resident in the UK, Channel Islands, France, Spain, Italy, Sweden, The Netherlands, Republic of Ireland or Germany.
Buy now View Product

Policy Summary

Annual Europe Car Hire Excess Insurance

Duration
Annual
Territory
Europe
Drivers
1 lead driver
(+7 additional named drivers per rental)

Below is a summary of the key features and benefits of our car hire excess policy.

For full details, please see the policy wording.

  • The excess on damage and theft up to a maximum of £6,500 cover in total, per year
  • Drivers aged between 21 and 85 inclusive
  • Cover for up to seven additional drivers (so long as they’re named in your rental agreement)
  • Rental periods of up to 60 consecutive days
  • Misfuelling and car key cover – each up to £500 per claim (max. £2,000 per year)
  • Flat battery cover up to £1,000 per year
  • Late pick-up charges due to unscheduled flight delays
  • Cover for your courtesy car (the vehicle loaned to you while your rental car is being repaired, or when your own car is in the garage and you’re given a courtesy car).

Below are some of the key exclusions you need to be aware of.

Full details can be found in the policy wording.

  • Car rentals in which the insurance4carhire policy holder is not the lead driver on the rental agreement
  • Policies purchased after the collection of your rental vehicle
  • Cars worth more than £120,000 or over 10 years old
  • Cover for off-road driving
  • Commercial vehicles, motorbikes, camper vans, mobile homes, vans or any vehicle with more than nine seats. To insure your van hire (UK, Isle of Man and Channel Islands only), visit our van hire excess page
  • Collision Damage Waiver (CDW) or Supplemental Liability Insurance (SLI). Most rental policies include this, but some (notably in the US) do not. If you need CDW and SLI cover, visit our Annual Worldwide Plus CDW & SLI page
  • Cover for policyholders that are not resident in the UK, Channel Islands, France, Spain, Italy, Sweden, The Netherlands, Republic of Ireland or Germany.
Buy now View Product

Policy Summary

Annual Worldwide Car Hire Excess Insurance

Duration
Annual
Territory
Worldwide
Drivers
1 lead driver
(+7 additional named drivers per rental)

Below is a summary of the key features and benefits of our car hire excess policy.

For full details, please see the policy wording.

  • The excess on damage and theft up to a maximum of £6,500 cover in total, per year
  • Drivers aged between 21 and 85 inclusive
  • Cover for up to seven additional drivers (so long as they’re named in your rental agreement)
  • Rental periods of up to 60 consecutive days
  • Misfuelling and car key cover – each up to £500 per claim (max. £2,000 per year)
  • Flat battery cover up to £1,000 per year
  • Late pick-up charges due to unscheduled flight delays
  • Cover for your courtesy car (the vehicle loaned to you while your rental car is being repaired, or if your own car is in the garage and you’re given a courtesy car).

Below are some of the key exclusions you need to be aware of.

Full details can be found in the policy wording.

  • Car rentals in which the insurance4carhire policy holder is not the lead driver on the rental agreement
  • Policies purchased after the collection of your rental vehicle
  • Cover for off-road driving
  • Commercial vehicles, motorbikes, camper vans, mobile homes, vans or any vehicle with more than nine seats
  • Collision Damage Waiver (CDW) or Supplemental Liability Insurance (SLI). Most rental policies include this, but some (notably in the US) do not. If you need CDW and SLI cover, visit our Annual Worldwide Plus CDW & SLI page
  • Cover for policyholders that are not resident in the UK, Channel Islands, France, Spain, Italy, Sweden, The Netherlands, Republic of Ireland or Germany.
Buy now View Product

Policy Summary

Worldwide Plus CDW & SLI - Car Hire Excess Insurance

Duration
Annual
Territory
Worldwide Plus
Drivers
1 lead driver
(+7 additional named drivers per rental)

Below is a summary of the key features and benefits of our car hire excess policy.

For full details, please see the policy wording.

  • The excess on damage and theft up to a maximum of £6,500 cover in total, per year
  • Drivers aged between 21 and 85 inclusive
  • Cover for up to seven additional drivers (so long as they’re named in your rental agreement)
  • Collision Damage Waiver: up to $125,000, or the value of the rental vehicle or the value of the claim (whichever is the lesser)
  • Supplemental Liability Insurance for customers driving in USA, Canada, the Caribbean, Mexico, South and Central America only: Up to $1 million. However, in the US, you’re covered up to $250K if the state law deems this policy to provide primary liability coverage
  • Cover for your courtesy car (the vehicle loaned to you while your rental car is being repaired, or if your own car is in the garage and you’re given a courtesy car).

Below are some of the key exclusions you need to be aware of.

Full details can be found in the policy wording.

  • Car rentals in which the insurance4carhire policy holder is not the lead driver on the rental agreement
  • Policies purchased after the collection of your rental vehicle
  • Cars worth more than £120,000 or over 10 years old
  • Cover for off-road driving
  • Commercial vehicles, motorbikes, camper vans, mobile homes, vans or any vehicle with more than nine seats. For van hire excess insurance, visit our van hire excess insurance page
  • Cover for policyholders that are not resident in the UK, Channel Islands, France, Spain, Italy, Sweden, The Netherlands, Republic of Ireland or Germany.
Buy now View Product
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