Van Hire Excess Insurance

What does van hire excess insurance cover?

What's included

Below is a summary of the key features and benefits of our van hire excess policy.

For full details, please see the policy wording.

The excess on damage and theft up to a maximum of £6,500 cover in total
Drivers aged between 21 and 85 inclusive
Rental periods of up to 60 consecutive days
Cover for up to seven additional drivers (so long as they’re named in your rental agreement) There is no need to add them to your insurance4vanhire policy.
Misfuelling and car key cover – each up to £500 per claim.

What's not included

Below are some of the key exclusions you need to be aware of.

Full details can be found in the policy wording.

Van rentals in which the insurance4carhire policy holder is not the lead driver on the rental agreement
Policies purchased after the collection of your rental vehicle
Trucks, commercial vehicles and vans with an unloaded weight of more than 3.5 Tonnes
Damage to the interior or contents of the van
Cover for vans hired outside of the UK or the Isle of Man

View policy document

Van Hire Excess Insurance FAQs

Van hire excess insurance is designed to cover the excess you'd have to pay towards a claim with your van hire company.

If you have purchased our van hire excess policy from insurance4carhire, decline the van rental company’s excess cover at the counter when you collect the van. Please note that you will need to ensure your credit card has enough credit to cover the full excess amount at the time of collecting the van, as the rental company may reserve the funds on your card even if you are not charged.

If the van is damaged or stolen, the van rental company will charge your credit card for the excess amount. You can then claim for a full reimbursement (subject to any limits) of the excess through insurance4carhire.

Our van hire excess policy covers vans for non-commercial use. Other restrictions are as follows: we cannot cover camper vans; vans with an unladen weight exceeding 3.5 tonnes; vans with a market value of over £50,000; or vans over 10 years old.

If you, as an insurance4carhire policy holder, rent a van, you can add up to seven additional drivers (so long as they are named on the rental agreement) and they will also be covered.

Our van hire excess insurance is limited to rentals in the Isle of Man and the United Kingdom.

Our van policy is purely to cover your excess. You must ensure your van rental agreement includes Collision Damage Waiver (CDW) cover, also sometimes referred to as Loss Damage Waiver (LDW) cover. This tends to be standard in the UK.

No, daily van excess cover is a voluntary insurance. However, bear in mind that excesses can range £500-£2000 on average and therefore being covered can be worth it.

Protect yourself with the UK’s most popular car hire excess insurance provider (by online traffic share 2019).

Coronavirus (Covid-19) – Update for insurance4carhire customers

While the scale and impact of the current coronavirus (Covid-19) outbreak remains unknown, insurance4carhire, part of The Ardonagh Group, has been working for some time to prepare for all potential outcomes for our business. We have a range of plans in place across The Ardonagh Group to serve the needs of our clients without interruption, while protecting the health and safety of our colleagues and other stakeholders.