Compare our options of Car Hire Excess Insurance

If you hire a rental car and suffer damage to the car, or experience the loss of your hire vehicle as a result of theft, you may be liable to pay towards repairing or replacing the vehicle if you need to make a claim.

With our Car Hire Excess Insurance, while you’ll initially have to pay the excess charges upfront, you’ll be able to claim back the excess cost subject to your maximum level of cover.

Without excess protection from insurance4carhire, you won’t be able to claim any of your excess charge back should you run into the unexpected.

Insurance4carhire Car Hire Excess Insurance is only available for EU residents.

Our Car Hire Excess Insurance policies include as standard:

• Excess insurance — Cover against excess costs of up to €6,500 in total, per year, if your hire car is damaged or stolen.
• Drivers aged between 21 and 84 — Cover for a wide age range of insured drivers.
• Additional drivers — Cover for up to five additional drivers, as long as they’re named in your rental agreement. There’s no need to add them to your hire excess policy.
• Misfuelling and car key cover — Cover for each, up to €500 per claim.

We also know that car hire is different for everyone, which is why we offer two different types of policy so you can find an option that best suits your trip:

• Single-trip policies — Cover for a single trip, of up to 120 consecutive days. Great if you’re planning to rent a car on a one-off occasion.
• Annual multi-trip policies — Cover for multiple trips for a year, at a fixed cost; provided no single trip exceeds 120 days. This could be an option if you frequently hire cars for travel or commuting.

Car Hire Excess Insurance FAQs

Got a question about our excess cover? We’ve gathered some popular queries about our car hire excess insurance policies. Find your answer below: