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Worldwide Plus America Car Hire Excess Insurance

Annual CDW & SLI for the Americas including Worldwide Excess Protection The Americas includes Canada, the USA, South and Central America and the Caribbean but excludes Cuba.

Why do I need extra cover in America? In North America, car hire companies won’t always include collision damage waiver (CDW) and supplementary liability insurance (SLI) which is covered as standard in other parts of the world. Our USA & Canada policy includes CDW and SLI for car hire across America and also excess cover, so you'll be covered worldwide. In a nutshell, a collision damage waiver (CDW) covers your liability for damage, loss or theft of the rental vehicle. If you’re hiring a car in Europe CDW is almost certainly included in the price of your rental. In the Americas however, it’s less common to find CDW included and you may be required to purchase this cover as an added extra. Similarly, supplementary liability insurance (SLI) (sometimes referred to as third party cover) may not be included as standard in the Americas. So at insurance4carhire, we've created our Worldwide Plus policy to insure your excess Worldwide + CDW and SLI cover, usually at a lesser cost than you will find at the rental desk. Find out more

Worldwide Plus America Car Hire Insurance

  • Supplemental liability insurance (SLI) up to $1 million Supplementary liability insurance (SLI) is similar to the third party cover you’d find included in your regular car insurance. This is not always included in the Car Rental agreement or only provides the minimum cover required by the State, by purchasing our Worldwide Plus policy you will be covered for up to $1,000,000 whether cover is provided by the rental company or not. Find out more
  • CDW and SLI cover is specifically applicable to Canada, the USA, South America, Central America and the Caribbean
  • Worldwide excess on damage and theft up to £6,500
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • An unlimited number of rentals for a full year for up to 60 days at a time
  • You (as the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 12 months later
  • Flat battery cover up to £1,000 per year
  • Late pick up charges due to an unscheduled flight delay

Worldwide Plus America Car Hire Insurance Exclusions

  • Vehicles more than 10 years old
  • Vehicles worth more than £120,000
  • Accidental damage to the interior or contents of the vehicle or damage caused by general wear and tear or carriage of animals 
  • Hire of commercial vehicles, trucks or vans
  • Commercial vehicles, motorbike, camper vans, mobile homes, vans or any vehicle with more than nine seats or vehicles for which the main use is intended to be off road
  • *Excludes car hire in or through Excludes residents of or incidents occurring in Cuba, Iran, North Korea, Region of Crimea, Sudan and Syria
  • Policyholders who are not residents of the UK, The Channel Islands, France, Spain, Italy, Sweden, The Netherlands, Republic of Ireland or Germany
  • Rentals longer than 60 days
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where expenses are assumed, waived or paid by the car rental company or agency or its insurer
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)
  • Policies purchased after the collection of your rental vehicle 

Please view the policy document for full details on benefits and exclusions

Worldwide Plus America Policy Documents

Bustling cities, ski resorts, fabulous beaches, desert and forest - the USA, Canada and South America really do inspire a sense of wanderlust. If your adventure includes car hire in the Americas, it's worth remembering that some important elements of your insurance cover won't necessarily be included as standard. That’s why insurance4carhire have put together USA & Canada which includes the damage waiver (CDW), liability cover (SLI) for America as well as worldwide excess protection cover. 

Much like our other policies, those wishing to travel to America can benefit from great value car hire excess insurance cover worldwide but with the addition of CDW and SLI (Supplemental Liability Insurance). Excess protection will protect our customers from getting caught out by excess charges if they were to be involved in an accident when hiring a car worldwide.

Car Rental Advice & Guides

  • What is Car Hire Excess Insurance?

    Car hire excess insurance is an additional insurance policy which can protect you from the excess costs that you are required to pay in the event of an insurance claim on your hire car.

  • Driving in the USA

    Learn all you need to hit the road safely with our guide to driving in the USA.

  • Driving in Canada

    Canada's stunning landscapes and friendly people make this the perfect place for a holiday, here's a no-nonsense guide to be aware of when driving around Canada.

  • The Americas - A Guide To CDW & SLI

    Find out more about Collision Damage Waiver and Supplemental Liability Insurance for driving in the continent of America.

  • What is a Collision Damage Waiver (CDW) & Supplementary Liability Insurance (SLI)?

    We explain what's meant by Collision Damage Waiver (CDW) & Supplementary Liability Insurance (SLI) and where/when you're likely to need it.

  • Car Hire Tips

    Car hire tips to help from pre to post-hire - from questions you need to ask yourself when searching for a rental car, to top tips on what to do when you pick up and return the car.