European car hire excess insurance cover

  • Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.
  • If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy.
  • Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement.  This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't. 

What's covered? (Features and benefits)

  • Excess on damage and theft up to £6,500 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • Vehicles more than 10 years old
  • Vehicles worth more than £75,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. For commercial vehicle hire excess cover, visit insuremyvanhire.com
  • Policyholders who are not residents of a European Economic Area country (see our FAQs for the full list of EEA countries)
  • Damage to the interior or contents of the car unless damaged in an accident
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

2179 Product Reviews

DateProductScoreCustomer Comment

Europe 60

++

Excellent thanks

Excess Worldwide 60

+

Good service

Europe 60

+

Good value and peace of mind for hiring my holiday car at Barcelona.

Europe 60

++

Saved me getting pressured to take a charge of 9 euros a day for 3 weeks or having to pay 910 euro to cover any damage. These rental car companies are a rip on extra charges.

Europe 60

++

Speedy, efficient and great value. Wish I'd known about you earlier

Excess Worldwide 60

++

Quick, no problem renewal.

Europe 60

+

Booking process efficient, never had to make a claim to date.

Europe 60

++

The website was very easy to use and I had our insurance booked very quickly. Thankfully we did not need to use it, but always good to have back up when abroad.

Europe 60

++

simple renewal

Europe 60

+

Easy to follow website and good product at good price - thankfully havent had to use it yet !!

Excess Worldwide 60

++

Always good both in renewals and in claims

Excess Worldwide 60

++

Good value cover for extra peace of mind

Europe 60

++

Trouble free telephone call and useful advice

CDW/SLI Worldwide 60 Day

+

I found the procedure straight forward

Europe 60

++

Excellent value compared with the charges imposed at the car hire desks.

Europe 60

++

Second year we have used insurance 4 car hire and is good value as we visit relatives in Europe frequently and always hire cars.

Excess Worldwide 60

++

Although I have not had to make use of your sevices. The scheme seems comprehensive and now has the HELP call back service. My only suggrsion is to include your company name in any texts sent as I had to contact your customer service depatrment to confirm the text was genuine. Their responde was though very prompt, polite and easy to follow.

The "proof of the pudding" though"will be if I an unfortunate enough to have to use your services.

Europe 60

+

It is a much cheaper alternative than the policies offered by the car hire companies

Europe 60

++

Very good experience. Easy, Quick and exactly the cover I needed for a good price.

Europe 60

++

Easy to renew the yearly policy.
I made a claim last year, and it was promptly dealt with.

View all reviews >>

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