European car hire excess insurance cover

  • Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.
  • If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy.
  • Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement.  This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't. 

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim or £5,000 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lamborghinis)
  • Vehicles more than 10 years old
  • Vehicles worth more than £65,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. For commercial vehicle hire excess cover, visit insuremyvanhire.com
  • Policyholders who are not residents of a European Economic Area country (see our FAQs for the full list of EEA countries)
  • Damage to the interior or contents of the car unless damaged in an accident
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

1423 Product Reviews

DateProductScoreCustomer Comment

Excess Worldwide 60

++

No complaints!!

Excess Worldwide 60

++

N/A

Excess Worldwide 60

++

was quick to respond to my email and sent the money quickly. thanks

Europe 60

+

no claim yet so i cant really comment on the handling

CDW/SLI Worldwide 60 Day

+

subscription simple and effective. Fortunately I hadn't to use it so I can't juge the quality of the insurrance service.

Europe Family & Partners 60

++

good price and happy with service

Excess Worldwide 60

+

I could have put excellent but in 4 or 5 years of having a policy I have never had to make a claim so do not know what the company is like when it really matters.

Europe 60

++

Great product..!!

Europe 60

++

I hope I never have to use this insurance but it is re-assuring to know it's there.

CDW/SLI Worldwide 60 Day

++

Good new product which fills an important liability gap when hiring a car in the US. A higher PL limit of liability would be useful.

Excess Worldwide 60

++

Very good.

Europe 60

+

I have to make a small claim for a flat tyre to a hire car so hopefully that will go well too

Excess Worldwide 60

++

Buying process was very easy. I haven't yet had to make a claim but hope that if I do, that will be easy as well!

Europe 60

+

Easy site to navigate. Clear and concise. I would suggest to others that this product is worthy of a look if they wish to hire a car in Europe and they need Excess Insurance protection.

Europe 60

+

Everything seems to be fine ... but I still hope I don't have to make a claim!

Europe 60

++

never had any problems at all.

Europe 60

++

Great Service, Fast and helpful Customer Service when I needed advise.

Europe 60

++

Clear and quick service , any questions answered promptly, good value for money

Europe 60

++

No problem in arranging cover

Excess Worldwide 60

+

went quick and smooth

View all reviews >>

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