European car hire excess insurance cover

  • Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.
  • If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy.
  • Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement.  This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't. 

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim or £5,000 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lamborghinis)
  • Vehicles more than 10 years old
  • Vehicles worth more than £65,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. For commercial vehicle hire excess cover, visit insuremyvanhire.com
  • Policyholders who are not residents of a European Economic Area country (see our FAQs for the full list of EEA countries)
  • Damage to the interior or contents of the car unless damaged in an accident
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

2340 Product Reviews

DateProductScoreCustomer Comment

USA & Canada CDW/SLI 60

+

Its the second time I've used this company and its the second time I've looked long and hard for car hire insurance, its one of those necessary evils you have to pay in life in case anything goes wrong and its the second time that this policy was by far the best on all levels.

Europe 60

-

Despite paying the insurance I still had to pay an excess at Palma airport otherwise they would not have let me drive away the car.
Not impressed & will not use again

Europe 60

+

Have just returned from Sicily, and managed to get the hire car back to the airport without any mishaps. It was reassuring to know that I had the excess cover should anything have happened. As we plan to go again early next year, the policy will still be valid, and we might even manage another trip beofore it expires. Thank you.

Europe 60

++

Very easy to renew policy. Claim handled efficiently and promptly.

Europe 60

++

Easy to understand - we've been customers for very many years. Also saves you a fortune rather than buying rip off insurance when hiring cars abroad.

Excess Worldwide 60

++

Nothing has gone wrong so far. However I have not made a claim to experience how things would work......

Europe 60

++

Peace of mind in the car rental jungle at a reasonable cost.

Insuremycarhire Worldwide

+

No comment as done over the internet

Europe 60

+

This is the second time I have used this service, didn't know that I could have made the first booking an annual one!! so will now have 2 insurance policies running with you on my next overseas car hire!!!!

Excess Worldwide 60

+

We will only know more if and when we have to make a claim-hopefully never.

Excess Worldwide 60

++

Haven't had to use them yet, but setting up policy was easy.

Europe 60

++

Good service - -thanks

Europe 60

++

I made a claim following an accident in Sicily in September. The full refund for what I had paid the car hire firm for damage sustained was in my account within 4 working days of sending off the necessary documentation. I couldn't have hoped for better! My only adverse comment would be that the form I had to fill in needs a bit of revision and improvement.

Excess Worldwide 60

++

Have used your Europe insurance cover for a number of years, which has given peace of mind when collecting a rental car although I am no longer put under pressure by the rental company to pay for extras on collection. Have taken out worldwide this time as will be in Australia and New Zealand much of the coming winter when we shall be using rental cars on numerous occasions so although have never had cause to claim we feel relaxed having the cover for the excess etc.

CDW/SLI Worldwide 60 Day

-

It is easy to buy an insurance policy. I can't really rate this company or policy unless I have to claim on it! I did buy it to ease my mind but I was hoping I didn't have to make a claim and fortunately I did not have to. What you need on your sight is feedback from those who have had to make a claim. It was the only company I found that made the problems of hiring a car in the USA reasonably clear and made it much cheaper than it would have cost me if I'd have turned up at the car rental and then had to take out several policy covers on daily rates to provide the same thing.


On 22-Oct-2014 the supplier responded:
thanks for your feedback.

We’re sorry to hear you’ve marked our feedback as negative, however we’re pleased you’re happy with the service we have provided so far. Please do not hesitate to contact us if you’d like any further assistance.

Lauren @ insurance4carhire.com

CDW/SLI Worldwide 60 Day

+

Arranging the insurance was straightforward and the product was just what I required.

Excess Worldwide 60

++

So pleased with the cover and service I have recommended you to all my friends.

Europe 60

++

good value for money if renting more than once a year

Europe 60

+

Very happy with this cover as it works out far cheaper if you do multiple car hires in a year. It is the third year we have purchased this insurance and intend to buy in the future.

Europe 60

++

Simple to purchase and good value

View all reviews >>

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