European car hire excess insurance cover

  • Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.
  • If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy.
  • Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement.  This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't. 

What's covered? (Features and benefits)

  • Excess on damage and theft up to £6,500 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.
  • Flat battery cover up to £1,000 per year
  • Late pick up charges due to an unscheduled flight delay

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • Vehicles more than 10 years old
  • Vehicles worth more than £120,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. To insure van hire visit insuremyvanhire.com
  • Policyholders who are not residents of the UK, The Netherlands, France, Spain, Italy or Germany.
  • Accidental damage to the interior or contents of the vehicle caused by general wear and tear or carriage of animals 
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

1168 Product Reviews

DateProductScoreCustomer Comment

Excess Worldwide 60

++

Easy to buy and much cheaper than cover linked to car hire. Unfortunately had to claim on our first trip with this insurance but all went smoothly.

Europe Family & Partners 60

+

,,,,,,

Europe 60

++

I had to make a claim. It as quick and painless and I received a full refund within six weeks of submitting the paper work. Excellent service!

Europe 60

++

Amazing service. I happened to use it once and I got the fill CDW of 800 euro back from insurance4carhire. Will definitely recommend it everyone.

Europe 60

++

Very happy with the insurance. We had a minor issue with our rental vehicle and had to make a claim. It took a month to get the decision, but it was positive; The claim was accepted. Will definately use this Company again and recommend it to friends.

Europe 60

++

Excellent service

CDW/SLI Worldwide 60 Day

++

It was useful to avoid paying the expensive insurance offered by the rental company in the US.

Europe Family & Partners 60

++

Simple to renew online.

Europe 60

++

Had a little accident with the car and the carhire insurance did cover all the costs as expected. It took something like a month to see the money on my account but I am sure we did all to make the process as fast as possible.

Europe 60

++

Hi Clicked excellent - Good came up as well?
Bought the insurance as hire companies charge exorbitant cost for poorer coverage - have used the company before for a USA / CANADA trip - not had to make any claim - but excellent so far,
Regads,
Sean

Europe 60

++

We are awaiting a favourable reply on our small claim . All requested information has gone to you .

Europe 60

++

Simple process to order the insurance online. Used it a few months later after causing some minor wheel damage to a hire car. Online claim submission was straightforward and the claim was accepted and settled in less than two weeks.

Europe 60

++

All first class, thank you very mutch, I hope to use in uk as well soon

Worldwide Family & Partners 60

+

So far so good ;)

Europe 60

++

I have used Insurance4carhire for many years and always found it easy to renew my insurance with them. I think that the premium is very reasonable as I go abroad twice a year and know that when I hire a car I am covered for things that I would not get from the car hire company. I will continue to renew as long as the premiums are about the same price to give me piece of mind when on holiday.

Europe 60

+

Hi there

would be good to receive more straight information how to make a claim, just in case.

Best regards

Ivan

Europe 60

+

ok

Europe 60

++

most efficient and cordial.

Europe 60

++

Very easy to take out the policy which is very good value compared to the heinious charges from the car hire companies.

Europe 60

+

Thankfully haven't had need to claim, but it is reassuring to know that I am covered for pretty much all eventualities and don't have to feel railroaded into purchasing exorbitant car hire company excess cover. Purchasing process was straightforward.

View all reviews >>

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