European car hire excess insurance cover

  • Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.
  • If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy.
  • Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement.  This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't. 

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim or £5,000 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lamborghinis)
  • Vehicles more than 10 years old
  • Vehicles worth more than £65,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. For commercial vehicle hire excess cover, visit insuremyvanhire.com
  • Policyholders who are not residents of a European Economic Area country (see our FAQs for the full list of EEA countries)
  • Damage to the interior or contents of the car unless damaged in an accident
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

2326 Product Reviews

DateProductScoreCustomer Comment

CDW/SLI Worldwide 60 Day

-

It is easy to buy an insurance policy. I can't really rate this company or policy unless I have to claim on it! I did buy it to ease my mind but I was hoping I didn't have to make a claim and fortunately I did not have to. What you need on your sight is feedback from those who have had to make a claim. It was the only company I found that made the problems of hiring a car in the USA reasonably clear and made it much cheaper than it would have cost me if I'd have turned up at the car rental and then had to take out several policy covers on daily rates to provide the same thing.

CDW/SLI Worldwide 60 Day

+

Arranging the insurance was straightforward and the product was just what I required.

Excess Worldwide 60

++

So pleased with the cover and service I have recommended you to all my friends.

Europe 60

++

good value for money if renting more than once a year

Europe 60

+

Very happy with this cover as it works out far cheaper if you do multiple car hires in a year. It is the third year we have purchased this insurance and intend to buy in the future.

Europe 60

++

Simple to purchase and good value

Europe 60

+

The cover was arranged with no fuss

Europe 60

++

Efficiënt and accepted by carhire-companies. I'm glad I didn't use insurance4carhire-service till so far and I hope I never have to. But in case I suppose it will be just as efficiënt.

Europe 60

+

Luckely we haven't had use for your services yet. But the ordering proces and information was fine.

Europe 60

+

I've just comeback from 18 days in Spain so you saved me at least 60 euros already. I haven't had to use your cover yet but I'm hoping it will be as easy as renewing it was. Thanks

Europe 60

++

This is the third year i use their services.

fortunately i only had to file a claim once, and the process was smooth and i was assisted by very competent and friendly people.

Europe 60

+

Didn't need to use it but give great peace of mind.

Excess Worldwide 60

+

Good service,could be a bit more affordable

Europe 60

++

We have used you for a few years. Never had to make a claim but we save lots of money as we refuse the extra insurance for our trips. Good to see it is now available for hiring cars in England

Europe 60

+

could be quicker
refund was a bit of a con on the un used petrol

Europe 60

++

Got a bumper scratch and dent on Avis car while on holiday and claim was settled quickly and without quibble.

Europe 60

++

signing up was easy; not used in anger - hope I don't have to.

Europe 60

+

I was sent an e-mail suggesting I had not paid just beofre going away which was not helpful. The first attempt at paying had proceeded smoothly.

Europe 60

++

easy and simple to insure good value for money

Europe 60

++

Simple to action, potentially lots to save.

View all reviews >>

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