European car hire excess insurance cover

  • Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.
  • If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy.
  • Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement.  This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't. 

How does insurance4carhire stack up against excess waivers from car hire companies?

Car hire excess waivers for a medium sized vehicle in Florence
Hertz Avis Europcar insurance4carhire
£175.58 per week £29 per day £196 per week £39.99 per year

What's covered? (Features and benefits)

  • Excess on damage and theft up to £6,500 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • Vehicles more than 10 years old
  • Vehicles worth more than £75,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. To insure van hire visit insuremyvanhire.com
  • Policyholders who are not residents of a European Economic Area country (see our FAQs for the full list of EEA countries)
  • Damage to the interior or contents of the car unless damaged in an accident
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

946 Product Reviews

DateProductScoreCustomer Comment

Excess Worldwide 60

++

Your website was easy to use and the information was clear and precise which made choosing easy.

Europe 60

++

Have used this company for years. Excellent service and good prices.

Europe 60

+

I didn't have the chance (thank God!!) to use your services in terms of claims but the registration and the rest of the process worked really perfect.

Europe 60

+

Dealt with very promptly

Europe 60

+

When we hire a car in spain (which we do regularly) they still take our credit card details and block 1200 euros on it in case of CDW. I thought because we had your insurance there would be no need for this?

Europe 60

+

EASY TO ARRANGE ONLINE. PEACE OF MIND IF EVER HAVE TO CLAIM PLUS CHEAPER THAN ADDING TO CAR HIRE FEES.

Europe 60

++

I have normally not bought the ludicrous excess insurance that car hire companies force on you when you're tired and flustered and somewhere strange (touch wood I've never been involved in a car accident in nearly fifty years of driving on most continents.) But this year i took out a year's excess coverage with Insurance4carhire. When I left the car back at Belfast airport there was a scratch on the back wing. (No idea how acquired. Malicious?) Budget charged me nearly £600 for this. I sent the papers to Insurance4carhire and with no questions or fuss they've just paid out the cull amount.

Europe 60

+

Please could you send out in an email a breakdown of your policy so we have it when we're there/ thanks j

Excess Worldwide 60

+

Whilst the initial application for the required insurance was smooth and quick, I have not had any case yet for making a claim.

Excess Worldwide 60

++

Although this is the 3rd or 4th time we have insured with you, this is the 1st time we have had to claim. I can only say how impressed we have been with your service. Absolutely excellent. helpful, and speedy. Well done.

Worldwide Family & Partners 60

+

Service, fine, all went well

Europe 60

++

good value

Europe 60

+

web site easy to follow. documentation appears thorough
Only issue, the telephone number to contact in case of an emergency needs to be more visible

Europe 60

++

simple and easy to purchase. Makes car rental less of a nightmare

Europe 60

++

Very easy to obtain. I don't know how it performs if you need to make a claim but I will keep an eye on reviews to make sure the ease of taking out insurance is backed up by good service if a claim needs to be made

Europe 60

+

The website was easy to navigate, and I saved quite a few pounds on the car hire insurance rate.

Europe 60

++

Easy and simple to arrange.

Europe 60

++

Quick and efficient company - even when had paid twice! Sorted quickly.

Europe 60

++

easy to renew my policy

CDW/SLI Worldwide 60 Day

+

good service, no problems

View all reviews >>

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