European car hire excess insurance cover

Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.

If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy. Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Collision damage waiver is also available in the rare instance that your rental agreement doesn't include it. If you’re hiring a car in Europe Collision Damage Waivers (CDW) are normally included in the price of your rental. In the United States and some other nations however, you may need more than just excess insurance. If CDW is not included with your car hire agreement, you can purchase this cover via our Worldwide+ policy or our USA and Canada cover. Find out more.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement.  This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't. 

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim or £5,000 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.
  • Collision damage waiver (optional) - Check your rental agreement to see if a collision damage waiver is included in the price of your car rental A collision damage waiver (CDW) covers your liability for damage to the vehicle or loss/theft. If a CDW isn’t included in your car rental agreement, you can also purchase this from insurance4carhire.com for a fraction of the cost of purchasing it from your car hire company.Find out more.

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lambourghinis)
  • Vehicles more than 10 years old
  • Vehicles worth more than £65,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. For commercial vehicle hire excess cover, visit insuremyvanhire.com
  • Policyholders who are not residents of a European Economic Area country (see our FAQs for the full list of EEA countries)
  • Damage to the interior or contents of the car unless damaged in an accident
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

1375 Product Reviews

DateProductScoreCustomer Comment

Europe 60

+

No opinion yet.

Europe 60

++

Answered all our questions succinctly and knowledgeably. Great service and gave us peace of mind when on holiday. Thank you.

Europe 60

++

In general the insurance is great. Fortunately there was no need to use it :-)

Europe 60

++

Really appreciated the good service a few years back when I had to use this cover, so very happy to keep insuring through you.

Europe 60

++

Fast and efficient

Europe 60

++

Very good service

Europe 60

++

Very efficient and helpful

Europe 60

++

Very helpful and efficient service!
Thank you

Europe 60

++

Easy use.

Europe 60

++

Insurance4carehire.com provides me with real peace of mind as I hire a car on several occasions each year. There is a considerable saving compared with the hire company premium for similar cover. Great product.

Europe 60

++

Easy to use web site. Everything completed almost instantly with e-mail back-up.

Europe 60

++

Very good price.

Lifestyle Excess Reimbursement: Silver

++

Service prompt and the one claim I had to make some time ago was
paid with no fuss.

Europe 60

++

very good

Europe 60

+

Easy renewal.

Europe Family & Partners 60

++

ok

Europe 60

++

Good service and value for money

Europe 60

++Latest:++

cant fault the service yet


On 19-Jul-2014 the customer changed their rating and added:
great

See this exchange on Feefo

CDW/SLI Worldwide 60 Day

++

good

Europe 60

++

Easy to use site and a piece of mind to take with you abroad to save the hassle of the car hire companies and their insurance policies!!

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