European car hire excess insurance cover

  • Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.
  • If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy.
  • Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement.  This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't. 

What's covered? (Features and benefits)

  • Excess on damage and theft: up to £4,000 per claim or £5,000 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • High performance, prestige or exotic vehicles (e.g. supercars such as Aston Martins, Ferraris and Lamborghinis)
  • Vehicles more than 10 years old
  • Vehicles worth more than £65,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. For commercial vehicle hire excess cover, visit insuremyvanhire.com
  • Policyholders who are not residents of a European Economic Area country (see our FAQs for the full list of EEA countries)
  • Damage to the interior or contents of the car unless damaged in an accident
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

2252 Product Reviews

DateProductScoreCustomer Comment

Europe Family & Partners 60

++

Luckily we have never had to use the insurance after many years of hiring cars. It is however an excellent concept and we have recommended it to many people.

Hopefully we will never have to call on the insurance.

Europe 60

++

Very easy to get the Insurance, offered what I wanted at good price.

Daily Policy

++

Good service at competitive price. Have not had to claim so I can't comment on this aspect.

Europe 60

++Latest:++

I have not made a claim yet but I can now rent a car for much less cost than previously


On 19-Apr-2015 the customer changed their rating and added:
Good to have cheaper cat hire

See this exchange on Feefo

Europe 60

++

I have used them for several years now and been entirely satisfied

Europe Family & Partners 60

++

Always easy to renew our amend policy, and the one claim i had was refunded within a week, and they recovered all their costs from the other driver with no hassle for me.

Excess Worldwide 60

++

I haven't had the need to actually use the insurance so can't purport that they are a fantastic company when it comes to any claims, however the online ordering and purchase and detailed information was fine. thanks

Daily Policy

+

Thankfully did not require to use it, so cannot comment further. Very simple, quick and easy to buy policy, did so in airport awaiting my flight to spain.

Excess Worldwide 60

+

Easy to use

Europe 60

++

Very good service

Europe 60

++

Couldnt find any complaint.You were very professional,When I phoned for some clarification the phone was picked up immediately & was provided with immediate clarification.

Europe 60

++

Have insured with insurance for you for several years now and always find it easy to do. have also recommended to friends. Have not had to claim so could not comment on this.

Excess Worldwide 60

++

We paid what seemed to be an acceptable cost for the extra insurance & had to make a claim, which was dealt with quickly & smoothly. Impressive.

Europe 60

++

Excellent service. Thanks very much

Europe 60

++

So far not needed to use their services. Warning! Goldcar (Alicante) did try to claim that we had been involved in a accident which resulted in damage to our hire vehicle, however when I told them the said damage was done prior to me hiring the vehicle and that I was getting my solicitor involved, we have not heard from them since. This was two months ago.

Europe 60

++

Have used you for years. Never had cause to make a claim and hope I never do!
Great to have the peace of mind though.

Excess Worldwide 60

++

Fast and efficient.

Europe 60

++

Thankfully have yet to use the policy but cover is comprehensive and sensibly priced.Very easy to renew policy via their website.

Excess Worldwide 60

++

I researched the addition cost added to car hire as much as I could before visiting New Zealand and decided to buy a year long policy to cover excess charges. As it turned out I hired 3 cars from Ace Care Hire and had no problems using my policy at the desk or the hire firm. All in a good idea to consider for an trip

Excess Worldwide 60

+

Efficient and prompt renewal. Remains good value.

View all reviews >>

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