European car hire excess insurance cover

  • Annual, multi-trip car hire excess insurance - ideal for those travelling regularly within Europe.
  • If someone close to you will be travelling separately at another point in the year, you don't need to purchase an additional policy.
  • Select our family and partners policy to enable another driver to have their excess covered even if they hold a rental agreement separate from your own.

Insurance4carhire’s European cover allows you the confidence to get out and explore all the continent has to offer. Our policies will reimburse you for excess payments in the event of an accident or theft of your hire car.

Choose our family and partners policy to allow another person close to you to rent a car as the lead name on the rental agreement. This policy is ideal if you and a loved one know that you may not be travelling together on all of your trips throughout the year. This is also useful should you need to rent two cars at the same time.

Plus, benefit from great cover such as misfueling, bumps and scrapes however minor and multi-lingual international emergency assistance. We'll cover you for damage to the undercarriage, wheels, tyres, windows and roof where car hire companies don't.

How does insurance4carhire stack up against excess waivers from car hire companies?

Car hire excess waivers for a medium sized vehicle in Florence
Hertz Avis Europcar insurance4carhire
£175.58 per week £29 per day £196 per week £39.99 per year

What's covered? (Features and benefits)

  • Excess on damage and theft up to £6,500 per year
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text "HELP". Find out more.
  • Towing costs associated with mechanical breakdown
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • UK Car club rentals and courtesy cars
  • Unlimited number of rentals per year of up to 60 days at a time
  • You (the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 364 days
  • Family and Partners policy allows two policy holders, who must be family members (defined as spouse, partner, parent, brother, sister, adult child or fiancée), travelling together or separately Our standard policy covers up to 8 named drivers. However, if you think that the lead policy holder may not be travelling with you on all journeys throughout the year, our friends and family product allows you to add an additional lead driver to the policy giving you greater flexibility without buying more than one policy.

What's not covered? (Exclusions and restrictions)

  • Rentals for longer than 60 days
  • Vehicles more than 10 years old
  • Vehicles worth more than £75,000
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vans with more than nine seats. To insure van hire visit insuremyvanhire.com
  • Policyholders who are not residents of a European Economic Area country (see our FAQs for the full list of EEA countries)
  • Damage to the interior or contents of the car unless damaged in an accident
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where damage is the result of driving whilst on an un-made up road which is not designated as a public thoroughfare
  • Car hire in U.N. sanctioned nations (Belarus)
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

1095 Product Reviews

DateProductScoreCustomer Comment

Europe 60

++

Easy and simple to arrange.

Europe 60

++

Quick and efficient company - even when had paid twice! Sorted quickly.

Europe 60

++

easy to renew my policy

CDW/SLI Worldwide 60 Day

+

good service, no problems

Insuremycarhire Worldwide

++

I have yet to have a claim. I may have a different opinion after that

Europe 60

++

very please been with a few years now no complaints

Europe 60

++

Well you guys answer the phone quite quickly and give advise well.
Buying the policy was fairly easy and hassle free.
It's a good price.
Unlike most of my purchases, let's just say, I hope I never have to use

Europe 60

++

v good

Europe 60

++

Claim dealt with quickly and efficiently.

Excess Worldwide 60

++

Excellent service, when required.

Europe 60

+

Purchasing Insurance4carhire annual policy is far cheaper than buying car rental company excess waivers. Cannot comment on handling of claims as I have not had to make one.

Europe 60

++

insurance4carhire gives peace of mind when hiring a car abroad or in the UK. It is easy to purchase and the information provided about what to do if an incident occurs is clear and covers all possible situations.

Europe 60

++

A very efficient renewal process for a value for money product

Europe 60

+

Efficient straight forward transaction.

Europe 60

++

This policy is better than others I have looked at and when I had a small claim they dealt with it very efficiently. I would recommend them to anyone.

Europe 60

+

It is good for cheaper rent.

Excess Worldwide 60

++

Must be the simplest on-line insurance transaction I've ever done. Sounds like good value too. Will only be able to feedback on claims processing if I have to make one which I hope I never will!

Excess Worldwide 60

++

Easy to use site and good value for money

Europe 60

++

I made a claim on a previous I4C policy, it ws settled in full and did not (as far as I can see) affect my renewall premium.

Europe Family & Partners 60

+

Straightforward to buy on line without any hassle, but quality of service really only comes into play if I need to make a claim!

View all reviews >>

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