Worldwide Plus

Annual CDW & SLI for the Americas including Worldwide Excess Protection America includes Canada, the USA, South and Central America and the Caribbean but excludes Cuba.

Why do I need extra cover in America? Across the pond, car hire companies won’t always include some insurance features you'd usually find in your rental agreement. Customers can be required to purchase additional Collision Damage Waiver (CDW) or Supplementary Liability Insurance (SLI) on top of the price of their hire car. Our USA & Canada policy, not only covers your excess worldwide, it includes CDW and SLI for car hire across America. Happy days. In a nutshell, a collision damage waiver (CDW) covers your liability for damage, loss or theft of the rental vehicle. If you’re hiring a car in Europe CDW is almost certainly included in the price of your rental. In the Americas however, it’s less common to find CDW included and you may be required to purchase this cover as an added extra. Similarly, supplementary liability insurance (SLI) (sometimes referred to as third party cover) may not be included as standard in the Americas. So at insurance4carhire, we've created our Worldwide Plus policy to insure your excess Worldwide + CDW and SLI cover, usually at a lesser cost than you will find at the rental desk.Find out more

Bustling cities, ski resorts, fabulous beaches, desert and forest - the USA, Canada and South America really do inspire a sense of wanderlust. If your adventure includes car hire in the Americas, it's worth remembering that some important elements of your insurance cover won't necessarily be included as standard. That’s why insurance4carhire have put together USA & Canada which includes the damage waiver (CDW), liability cover (SLI) for America as well as worldwide excess protection cover. 

Much like our other policies, those wishing to travel to America can benefit from great value car hire excess insurance cover worldwide but with the addition of CDW and SLI. Excess protection will protect our customers from getting caught out by excess charges if they were to be involved in an accident whether it's in America or maybe Australia.

SLI and CDW cover for a medium sized vehicle in Florida
Avis National Car Budget insurance4carhire
$43.42 per day $37.43 per day $43.42 per day £109.99 per year *

* and includes excess protection insurance worldwide too!

What's covered? (Features and benefits)

  • Supplemental liability insurance (SLI) up to $1 million Supplementary liability insurance (SLI) is similar to the third party cover you’d find included in your regular car insurance. This is not always included in the Car Rental agreement or only provides the minimum cover required by the State, by purchasing our Worldwide Plus policy you will be covered for up to $1,000,000 whether cover is provided by the rental company or not. Find out more
  • Collision damage waiver (CDW) up to $170,000 A collision damage waiver (CDW) covers your liability for loss or damage to the vehicle and theft. Many rental companies in the Americas do not provide this as standard, but you can buy it at the desk. Buy purchasing our USA & Canada policy you will have cover up to $170,000 for a fraction of the cost. Find out more
  • CDW and SLI cover is specifically applicable to Canada, the USA, South America, Central America and the Caribbean
  • Worldwide excess on damage and theft up to £6,500
  • Covers damage to the windows, undercarriage, roof, tyres and headlights not otherwise covered by damage waivers from car hire companies
  • Multilingual international emergency assistance – just text “HELP”. Find out more.
  • Damage caused by using the wrong type of fuel: up to £500 per claim and £2,000 per year
  • Towing costs associated with mechanical breakdown
  • Car rental key cover up to £500 per claim and up to £2,000 per year
  • An unlimited number of rentals for a full year for up to 60 days at a time
  • You (as the policyholder), plus up to seven additional drivers named on your rental agreement
  • Drivers aged 21 to 85 years old (inclusive)
  • Buy now, start your policy up to 12 months later
  • Flat battery cover up to £1,000 per year
  • Late pick up charges due to an unscheduled flight delay

What's not covered? (Exclusions and restrictions)

  • Vehicles more than 10 years old
  • Vehicles worth more than £120,000
  • Accidental damage to the interior or contents of the vehicle caused by general wear and tear or carriage of animals 
  • Hire of commercial vehicles, trucks or vans. To insure van hire visit insuremyvanhire.com
  • Hire of motorhomes, RVs, camper vans, motorcycles, mopeds, motorbikes, passenger vehicles with more than 9 seats or vehicles for which the main use is intended to be off road
  • *Excludes car hire in or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe
  • Policyholders who are not residents of the UK, The Netherlands, France, Spain, Italy or Germany
  • Rentals longer than 60 days
  • Where the rental vehicle is being driven by persons who are not named on the rental agreement
  • Where expenses are assumed, waived or paid by the car rental company or agency or its insurer
  • Costs associated with mechanical breakdown (Except exterior damage and towing costs)

Please view the policy document for full details on benefits and exclusions

44 Product Reviews

DateProductScoreCustomer Comment

USA & Canada CDW/SLI 60

++

Cover is better than that of the hire company I used and cost less for the hire period.

USA & Canada CDW/SLI 60

++

very easy to renew and prompt reply to a query I had later no claims to date fortunately!

USA & Canada CDW/SLI 60

++

Been a customer for many years and recommended to many friends.

USA & Canada CDW/SLI 60

++

Very straight forward and easy to use.

USA & Canada CDW/SLI 60

++

I have renewed my policy year oin year and have found the process quick easy.

USA & Canada CDW/SLI 60

++

No problem. Easy to contract insurance

USA & Canada CDW/SLI 60

+

Generally good, but you sent me a reminder to renew my policy a few weeks after I had already renewed it. That made me wonder whether I was really insured or not.

USA & Canada CDW/SLI 60

++

Really easy to renew.

USA & Canada CDW/SLI 60

+

No problems so far.

USA & Canada CDW/SLI 60

+

The policy is great and a couple of claims were handled quickly and efficiently. The info and admin on renewal however leaves a lot to be desired.

USA & Canada CDW/SLI 60

++

Had a claim. Handled well and swiftly.

USA & Canada CDW/SLI 60

++

Everything was smooth and without a glitch

USA & Canada CDW/SLI 60

++

No problem when had to make a claim

USA & Canada CDW/SLI 60

++

An excellent service at a far better price than available elsewhere

USA & Canada CDW/SLI 60

++

Never had to test the policy but the website etc. was easy to understand.

USA & Canada CDW/SLI 60

++

this product gives one total peace of mind whenever one has to hire a car

USA & Canada CDW/SLI 60

++

It was very easy to renew the policy.

USA & Canada CDW/SLI 60

+

had no reason to make a claim,

USA & Canada CDW/SLI 60

+

I would have rated "Excellent" if it was not for the poor interaction via their website and emails.

USA & Canada CDW/SLI 60

++

Good value

View all reviews >>

Useful Insurance And Driving Guides.

What Is Car Hire Excess Insurance?

Find out more about car hire excess insurance and how it can cover you in the event of an accident in our easy to understand guide

Driving In USA

Taking to the road is a great way to see some of the USA's most spectacular landmarks, however, it's important to be aware of the different road rules and regulations before getting behind the wheel.

Driving In Canada

Canada's stunning landscapes and friendly people make this the perfect place for a holiday and with wide roads that stretch for miles it's also the perfect place for a road trip, however, we recommend taking the time to learn the driving rules in Canada before taking to the road.

The Americas - A Guide To CDW & SLI

If you're planning on taking to the road in North (including Canada) or South America there are some things you definitely need to be aware of prior to collecting your hire car.

Collision Damage Waiver (CDW) and Supplementary Liability Insurance (SLI)

In many countries around the world, standard cover from Insurance4carhire.com is enough to cover the excess on your car hire. The USA and other countries on the American continent, however, requires slightly different cover. It can be confusing - so that's why we've put together this easy to understand guide.

Car Hire Renters Guide

If you're planning on a road trip on the American continent there are a few things you need to be aware of when hiring a rental car - including car hire excess insurance, initial vehicle checks, etc. Check out this useful little guide before picking up your hire car.