Daily van hire excess cover
Whether you're renting a van to move house, or renovating your home, our daily van hire excess insurance is here to protect your excess.
If your van is damaged or stolen and you need to make a claim, you will be expected to pay an amount towards its repair or replacement. This is called an excess, and can be upwards of £1,000.
Our van hire excess insurance covers non-commercial van rentals in the UK, Isle of Man and the Channel Islands.
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Below is a summary of the key features and benefits of our van hire excess policy.
For full details, please see the policy wording.
Below are some of the key exclusions you need to be aware of.
Full details can be found in the policy wording.
Van hire excess insurance is designed to cover the excess you'd have to pay towards a claim with your van hire company.
If you have purchased our van hire excess policy from insurance4carhire, decline the van rental company’s excess cover at the counter when you collect the van. Please note that you will need to ensure your credit card has enough credit to cover the full excess amount at the time of collecting the van, as the rental company may reserve the funds on your card even if you are not charged.
If the van is damaged or stolen, the van rental company will charge your credit card for the excess amount. You can then claim for a full reimbursement (subject to any limits) of the excess through insurance4carhire.
Our van hire excess policy covers vans for non-commercial use. Other restrictions are as follows: we cannot cover camper vans; vans with an unladen weight exceeding 3.5 tonnes; vans with a market value of over £50,000; or vans over 10 years old.
If you, as an insurance4carhire policy holder, rent a van, you can add up to seven additional drivers (so long as they are named on the rental agreement) and they will also be covered.
Unlike our car policies, our van hire excess insurance is limited to rentals in the Channel Islands, Isle of Man, and the UK.
Our van policy is purely to cover your excess. You must ensure your van rental agreement includes Collision Damage Waiver (CDW) cover, also sometimes referred to as Loss Damage Waiver (LDW) cover. This tends to be standard in the UK.
No, daily van excess cover is a voluntary insurance. However, bear in mind that excesses can range £500-£2000 on average and therefore being covered can be worth it.
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