With backing from Towergate Underwriting Group Ltd from 2007 onwards, we were able to expand our product range to include the products you see today. Customer value has - and always will be - at the heart of what we do and we will continue to innovate and improve our products.

Our policies are designed to reimburse you for excess if your hire car is damaged or stolen  and include cover on damage to roof, windows, tyres, undercarriage and headlights - parts that are often excluded by car hire companies.

As an insurance4carhire policy holder, all you need to do is tell us how much the car hire company charged you in excess and we’ll pay that amount back to you.

Our current offerings:

Annual UK & Europe car hire excess insurance

Annual Car Club excess insurance

Annual Worldwide car hire excess insurance

Annual Worldwide Plus CDW/SLI car hire excess insurance

Daily car hire excess insurance

Daily van hire excess insurance

Our core values:

  1. Provide excellent customer service, always

    We think customer service revolves around striking a perfect balance between thoroughness, efficiency and personality. Our UK-based customer service team are highly trained and you can buy or renew any of our policies online with ease. We’re confident you’ll be happy with your purchase but if you change your mind, we think it’s only fair that you should have 14 days to cancel.

  2. Keep it simple

    We know that insurance can be complicated. That’s why we offer straightforward products and act in a transparent manner at all times. Nothing is hidden and there are no catches. Everything you need is right here in plain English on our website. If you do have questions though, we’re on hand and we’re happy to answer them. 

  3. Be innovative

    We were founded on customer-focused bold ideas. We were the first company to offer specialised car hire excess insurance, and we’re committed to remaining the leader in our field. We’re always looking for new ways to give you more and we’re always updating our products to offer our customers the most complete cover possible.

For more information about Towergate’s other products please visit www.towergateinsurance.co.uk.