Australia Car Hire Excess Insurance

If you get into an accident while driving a hire car in Australia and suffer damage to or the loss of your hire vehicle due to theft, you’ll be liable to pay an excess amount to the hire company’s insurer to repair the damage.

When that happens, Worldwide Car Hire Excess Insurance reimburses you the cost of excess charges when you make a claim on a rented vehicle. Your policy can be purchased as early as 364 days in advance, right up until before you collect your car, and will cover the excess on your hire car, worldwide, for up to 60 days.

Worldwide Car Hire Excess Insurance policies through us cover trips to Australia and are available to UK residents only.

Excess on claims — Cover against excess costs of up to £6,500 in total, per year, if your hire car is damaged or stolen
Drivers aged between 21 and 84 — Cover for a wide age range of insured drivers
Additional drivers — Cover for up to seven additional drivers, as long as they’re named in your rental agreement. There’s no need to add them to your hire excess policy
60-day rental periods — Covers trips for up to 60 consecutive days
12-month multi-trip policies – Cover for multiple trips made in a year at a fixed cost; provided no single trip exceeds 60 days. Car club cover is also included within our annual multi-trip policies
Misfuelling and key cover — Cover for each, up to £500 per claim and £2,000 per year
Flat battery cover — Cover for up to £250 per claim and £1,000 per year
Fire, theft, and vandalism cover — Covers excess costs for claims resulting from damage by fire, theft, and malicious damage
Tyres and windscreen cover — Covers the excess on claims for the repair or replacement of your tyres and windscreen. This also includes damage to windows, headlights, the undercarriage, and roof
Cover for baggage and personal effects — Cover of up to £300 for claims relating to personal effects (like clothing) and luggage stolen from your hire car

Courtesy car excess cover for any vehicle that’s loaned to you if your rental car is being repaired.
Car rentals where the Worldwide Car Hire Excess Insurance policyholder doesn’t match the name of the lead driver on the rental agreement.
Policies purchased after the collection of your rental vehicle.
Cover for off-road driving.
Commercial vehicles, motorbikes, camper vans, mobile homes, vans, or any vehicle with more than nine seats.
Cover for policyholders that are not UK residents.
Collision Damage Waiver (CDW) or Supplemental Liability Insurance (SLI).

Why consider insurance4carhire at Swinton?

There are plenty of reasons to consider us for Car Hire Excess Insurance:

Excess on claims — Cover excess up to the value of £6,500 in total per year.
Additional drivers — Cover for up to seven additional drivers named on your rental agreement.
Flexible rental periods — Choose your level of cover for a single trip of up to 60 consecutive days, or annual multi-trip for individual trips up to 60 days at a time for up to 12 months.
Multiple benefits included as standard — Includes cover for misfuelling, car keys, flat batteries, and even late pick-up charges due to delayed flights.

Australia Car Hire Excess Insurance FAQs

While most EU countries drive on the right, Australia is more like the UK in that cars drive on the left. That means hire cars you’ll get over there will be right-hand drive.

If you’re used to driving in the UK or the Republic of Ireland, chances are you won’t have many problems driving in Australia. But, like anywhere, there are differences to note in terms of speed limits and road signs. We've prepared a simple guide to driving in Australia.

Single-trip Car Hire Excess Insurance policies provide excess cover for one single trip of up to 60 consecutive days. This option may be ideal if you’re going to rent a car for a one-time journey.

An annual multi-trip policy covers your excess for multiple trips for a year, at a fixed cost (provided no single trip exceeds 60 days). This could be the most cost-effective option if you frequently hire cars for travel or commuting. Our annual multi-trip policies also provide cover for cars hired from car clubs and rental companies.

Yes. Our Worldwide Car Hire Excess Insurance extends to the person named as the lead driver and up to seven named drivers on the car rental agreement.

Our Worldwide Car Hire Excess Insurance policy does not include cover for CDW.